Republic Bancorp Inc. RBCAA

What this company does

The Bank is a Kentucky-based, state-chartered non-member financial institution that provides both traditional and non-traditional banking products and services through five reportable segments using a multitude of delivery channels. As of December 31, 2025, Republic had total assets of $7.04 billion, total loans of $5.45 billion, total deposits of $5.20 billion, and total stockholders' equity of $1.10 billion. Republic had 973 FTE employees as of December 31, 2025, consisting of 963 full-time and 20 part-time employees. Through its Warehouse Lending segment, the Core Bank provides short-term, revolving credit facilities to mortgage bankers across the U.S. through mortgage warehouse lines of credit. Through the TRS segment, the Bank facilitates the receipt and payment of federal and state tax refund products and offers a credit product through third-party tax preparers across the U.S. The RPS segment offers a range of payment-related products and services to consumers through third-party service providers. Through the RCS segment, the Bank offers consumer credit products.

Written from the business description in REPUBLIC BANCORP, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 6 March 2026. Every sentence was checked against that document before publication.