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NASDAQ · SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED · SMALL CAP

Rhinebeck Bancorp, Inc. RBKB

9 fiscal years on record · USD · FY2025 reported · SEC filings only
$10.0M
$10.9M
▲ 41.9% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Rhinebeck Bancorp, MHC, a New York-chartered non-stock corporation, is a mutual holding company that owns 57.0% of the outstanding common stock of Rhinebeck Bancorp, Inc. Rhinebeck Bank is a New York-chartered stock savings bank that was organized in 1860. We provide a full range of banking and financial services to consumer and commercial customers through our corporate office and 12 branches located in Dutchess, Orange and Ulster Counties.

Written from the business description in Rhinebeck Bancorp, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 13 March 2026. Every sentence was checked against that document before publication.

Growth

·
Revenue, FY2025 · full 9-year series below
Compound annual growth
+12.8%
+11.2%
+12.9%
+10.8%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

·
ROE
FY2025 · ROE 7.8%
5%-2%-4%-6%
201720212025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 8 cents of profit this year.

Cash & shareholders

USD 95,000.00
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 10.9
5M10M
201720212025
Net buybacks $ Dividends $
FY2025 · Dividends · · Net buybacks 95000.0
4000080000
2025

USD 95,000.00 in buybacks — 1% of the year's profit went back to shareholders.

Total assetsUSD 1.3B
EquityUSD 136.9M
CashUSD 102.0M
DepositsUSD 1.1B

Equity funds 11% of total assets.

The 9-year record

9 fiscal years
Every figure from documents filed with the SEC · USD

The share count changed between 2017 and 2019, but the exact year can't be marked here — the underlying count wasn't on file for every year in that stretch.

row low → row highnegative—not applicable◌not available in our data
RBKB, 9-year financial record
Metric 202520242023202220212020201920182017
Revenue $B◌◌◌◌◌◌◌◌◌
Operating income $B0.0−0.00.00.00.00.00.00.00.0
EBITDA $B0.0−0.00.00.00.00.0◌◌◌
Income tax $B0.0−0.00.00.00.00.00.00.00.0
Net income $B0.0−0.00.00.00.00.00.00.00.0
Free cash flow $B0.00.00.00.00.00.00.00.00.0
EPS, diluted $0.92−0.800.400.641.060.550.56◌◌
Dividend / sh $◌◌◌◌◌◌◌◌◌
Payout % — not applicable: no dividend—————————
ROE %7.8−7.34.06.09.55.27.17.65.5
Shares out B0.010.010.010.010.010.010.010.000.00

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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Provenance

Company facts, as filed

How we verify · 0 failures in 25 reconciliationsAUDITED

Reconciled in 9 of the 9 fiscal years we could check. 12 checks were skipped: EPS is not tagged before 2019. 10 checks were skipped: the balance sheet is not tagged before 2017.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivitySavings Institutions, Not Federally Chartered
Listed onNASDAQ
Incorporated inMaryland
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2017

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