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NYSE · SURETY INSURANCE · LARGE CAP

Radian Group Inc. RDN

17 fiscal years on record · USD · FY2025 reported · SEC filings only
4 YEARS OF DIVIDEND GROWTH
$1.2B
▼ 0.8% YoY
$582.6M
▼ 3.6% YoY
$115.7M

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

As of December 31, 2025, it had one reportable business segment, Mortgage Insurance, which aggregates, manages and distributes U.S. mortgage credit risk for mortgage lending institutions and mortgage credit investors, principally through private mortgage insurance on residential first-lien mortgage loans. Generally, the loans it insures are made to home buyers who make down payments of less than 20% of the purchase price of their home or, in the case of refinancings, have less than 20% equity in their home. Primary Mortgage Insurance, its most common form of mortgage insurance execution, is provided on an individual loan basis as each mortgage is originated, and it is written mainly in a first-loss position, under which the company is responsible for the first losses incurred on an insured loan subject to a policy limit. As of December 31, 2025, it had approximately 900 employees of Radian Group and its subsidiaries, including approximately 300 employees directly supporting businesses held for sale. Its subsidiary Radian Guaranty is authorized to write mortgage insurance in all 50 states, the District of Columbia and Guam.

Written from the business description in RADIAN GROUP INC's annual report to the U.S. Securities and Exchange Commission, filed 20 February 2026. Every sentence was checked against that document before publication.

Growth

USD 1.2B
Revenue, FY2025 · full 17-year series below
Revenue $B Net income $B
FY2025 · Revenue 1.2 · Net income 0.6
1B2B-1B-2B
2009201220152018202120242025
Compound annual growth
+0.2%
−3.6%
+0.0%
+7.3%
−7.8%
+8.2%
+7.3%
−1.6%
+15.7%
+13.0%
+8.4%
+2.6%
+12.3%
+11.0%
+50.9%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at −3.6% a year over the five years to FY2025 — but profit grew faster: net income at +8.2%, earnings per share at +15.7%.

The share count fell from 0.19B to 0.14B — the buyback concentrates the same profit into fewer slices.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

52 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 66.1% · Net 51.6%
50%-200%-400%
200920172025
ROE
FY2025 · ROE 12.4%
20%40%60%-100%-200%
200920172025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 576.5M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 115.7
200.0M400.0M-250.0M-500.0M
200920172025
Net buybacks $M Dividends $M
FY2025 · Dividends 145.6 · Net buybacks 430.9
250.0M500.0M-150.0M-300.0MDividendsNet buybacks
200920112013201520172019202120232025

USD 145.6M in dividends and USD 430.9M in buybacks — 99% of the year's profit went back to shareholders.

Total assetsUSD 8.1B
EquityUSD 4.8B
CashUSD 24.8M

Equity funds 59% of total assets.

The 17-year record

17 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
RDN, 17-year financial record
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B1.21.21.21.21.31.41.51.31.21.21.21.10.70.91.90.41.3
Operating income $B0.80.80.91.00.80.50.80.70.30.50.40.4−0.2−0.40.4−1.6−0.2
EBITDA $B0.80.90.91.00.80.50.90.70.40.50.40.4−0.1−0.40.4−1.5◌
Income tax $B0.20.20.20.20.20.10.20.10.20.20.2−0.9−0.0−0.00.10.2−0.1
Net income $B0.60.60.60.70.60.40.70.60.10.30.31.0−0.2−0.50.3−1.8−0.1
Free cash flow $B0.1−0.70.50.40.5◌◌◌◌◌◌◌◌◌◌◌◌
EPS, diluted $4.143.923.774.353.162.003.202.770.551.371.224.16−1.18−3.412.26−15.74−1.80
Dividend / sh $1.020.980.900.800.55◌◌◌0.010.010.010.010.010.010.010.010.01
Payout %252524181725002110−1−00−0−1
ROE %12.413.414.518.214.19.417.818.74.111.512.563.2−23.5−47.129.6−210.0◌
Shares out B0.140.150.150.160.180.190.20◌◌0.210.210.190.170.130.130.13◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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Provenance

Company facts, as filed

How we verify · 0 failures in 51 reconciliationsAUDITED

Reconciled in 17 of the 17 fiscal years we could check. Five checks were skipped: cost of revenue is not tagged before 2012. Two checks were skipped: the balance sheet is not tagged before 2009. Two checks were skipped: EPS is not tagged before 2009.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivitySurety Insurance
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2008

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