MARKETS / NYSE / RDN

NYSE · SURETY INSURANCE · LARGE CAP

Radian Group Inc. RDN

17 fiscal years on record · USD · FY2025 reported · SEC filings only

4 YEARS OF DIVIDEND GROWTH

Revenue

$1.2B

▼ 0.8% YoY

Net income

$582.6M

▼ 3.6% YoY

Free cash flow

$115.7M

In brief

What this company does

As of December 31, 2025, it had one reportable business segment, Mortgage Insurance, which aggregates, manages and distributes U.S. mortgage credit risk for mortgage lending institutions and mortgage credit investors, principally through private mortgage insurance on residential first-lien mortgage loans. Generally, the loans it insures are made to home buyers who make down payments of less than 20% of the purchase price of their home or, in the case of refinancings, have less than 20% equity in their home. Primary Mortgage Insurance, its most common form of mortgage insurance execution, is provided on an individual loan basis as each mortgage is originated, and it is written mainly in a first-loss position, under which the company is responsible for the first losses incurred on an insured loan subject to a policy limit. As of December 31, 2025, it had approximately 900 employees of Radian Group and its subsidiaries, including approximately 300 employees directly supporting businesses held for sale. Its subsidiary Radian Guaranty is authorized to write mortgage insurance in all 50 states, the District of Columbia and Guam.

Written from the business description in RADIAN GROUP INC's annual report to the U.S. Securities and Exchange Commission, filed 20 February 2026. Every sentence was checked against that document before publication.

Growth

USD 1.2B

Revenue, FY2025 · full 17-year series below

Revenue $B Net income $B

FY2025 · Revenue 1.2 · Net income 0.6

Compound annual growth

Revenue

+0.2%

−3.6%

+0.0%

+7.3%

Net income

−7.8%

+8.2%

+7.3%

EPS, diluted

−1.6%

+15.7%

+13.0%

Dividend / share

+8.4%

+58.8%

Returned to shareholders

+2.6%

+12.3%

+11.0%

+50.9%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at −3.6% a year over five years — but profit grew faster: net income at +8.2%, earnings per share at +15.7%.

The share count fell from 0.19B to 0.14B — the buyback concentrates the same profit into fewer slices.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

52 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 66.1% · Net 51.6%

ROE

FY2025 · ROE 12.4%

Gross margin—

Operating margin66.1%

Net margin51.6%

Return on assets7.4%

EBITDAUSD 801.2M

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 576.5M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 115.7

Net buybacks $M Dividends $M

FY2025 · Dividends 145.6 · Net buybacks 430.9

Dividends paidUSD 145.6M

Net buybacksUSD 430.9M

Share of profit98.9%

Consecutive raises4 years

USD 145.6M in dividends and USD 430.9M in buybacks — 99% of the year's profit went back to shareholders.

Total assetsUSD 8.1B

EquityUSD 4.8B

CashUSD 24.8M

Equity funds 59% of total assets.

The 17-year record

17 fiscal years

Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue $B	1.2	1.2	1.2	1.2	1.3	1.4	1.5	1.3	1.2	1.2	1.2	1.1	0.7	0.9	1.9	0.4	1.3
Operating income $B	0.8	0.8	0.9	1.0	0.8	0.5	0.8	0.7	0.3	0.5	0.4	0.4	−0.2	−0.4	0.4	−1.6	−0.2
EBITDA $B	0.8	0.9	0.9	1.0	0.8	0.5	0.9	0.7	0.4	0.5	0.4	0.4	−0.1	−0.4	0.4	−1.5	·
Income tax $B	0.2	0.2	0.2	0.2	0.2	0.1	0.2	0.1	0.2	0.2	0.2	−0.9	−0.0	−0.0	0.1	0.2	−0.1
Net income $B	0.6	0.6	0.6	0.7	0.6	0.4	0.7	0.6	0.1	0.3	0.3	1.0	−0.2	−0.5	0.3	−1.8	−0.1
Free cash flow $B	0.1	−0.7	0.5	0.4	0.5	·	·	·	·	·	·	·	·	·	·	·	·
EPS, diluted $	4.14	3.92	3.77	4.35	3.16	2.00	3.20	2.77	0.55	1.37	1.22	4.16	−1.18	−3.41	2.26	−15.74	−1.80
Dividend / sh $	1.02	0.98	0.90	0.80	0.55	·	·	·	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Payout %	25	25	24	18	17	25	0	0	2	1	1	0	−1	−0	0	−0	−1
ROE %	12.4	13.4	14.5	18.2	14.1	9.4	17.8	18.7	4.1	11.5	12.5	63.2	−23.5	−47.1	29.6	−210.0	·
Shares out B	0.14	0.15	0.15	0.16	0.18	0.19	0.20	·	·	0.21	0.21	0.19	0.17	0.13	0.13	0.13	·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 51 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 12 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivitySurety Insurance

Listed onNYSE

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2008