MARKETS / NYSE / Financials / Banks / RF

NYSE · NATIONAL COMMERCIAL BANKS · LARGE CAP

Regions Financial Corp. RF

19 fiscal years on record · USD · FY2025 reported · SEC filings only

13 YEARS OF DIVIDEND GROWTH

Net income

$2.2B

▲ 13.9% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Regions Financial Corporation provides financial solutions for a wide range of clients, including retail and mortgage banking services, commercial banking services and wealth and investment services. The company is headquartered in Birmingham, Alabama, operates in the South, Midwest and Texas, and maintains additional offices delivering specialty capabilities in New York, Washington D.C., Chicago, Salt Lake City, and other locations nationwide. At December 31, 2025, the company had total consolidated assets of approximately $158.8 billion, total consolidated deposits of approximately $131.1 billion, and total consolidated shareholders' equity of approximately $19.0 billion. The company conducts its banking operations through Regions Bank, an Alabama state-chartered commercial bank that is a member of the Federal Reserve System, and at December 31, 2025 operated 1,786 ATMs and 1,247 total branch outlets primarily across the South, Midwest and Texas. As of December 31, 2025, the company and its subsidiaries had 19,969 full-time equivalent employees supporting its consumer and commercial banking, wealth management and mortgage products and services primarily across the Southeast, Midwest and Texas. In addition to its banking operations, the company and its subsidiaries deliver specialty capabilities including merger and acquisition advisory services, capital markets solutions, home improvement lending, investment advisory services, equipment financing for commercial clients and small business customers, low income housing tax credit corporate fund syndication and asset management, financing to CRA-qualified customers, investment and insurance products, and broker-dealer services to commercial clients. The company operates under three reportable segments — Corporate Bank, Consumer Bank, and Wealth Management — with the remainder classified as Other.

Written from the business description in Regions Financial Corporation's annual report to the U.S. Securities and Exchange Commission, filed 24 February 2026. Every sentence was checked against that document before publication.

Growth

Revenue, FY2025 · full 19-year series below

Compound annual growth

Net income

−1.3%

+14.5%

+7.3%

EPS, diluted

+0.3%

+17.4%

+11.9%

Dividend / share

+11.7%

+10.7%

+16.2%

+24.2%

Returned to shareholders

+30.4%

+27.2%

+7.9%

+28.0%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

ROE

FY2025 · ROE 11.7%

5%10%-10%-20%-30%

200720162025

Three returns, three denominators.

Return on equity11.7%

Return on assets1.4%

Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Gross margin·

Operating margin·

Net margin·

EBITDAUSD 137.0M

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 2.0B

returned in FY2025 · dividends + net buybacks

Net buybacks $B Dividends $B

FY2025 · Dividends 0.9 · Net buybacks 1.1

1B2B-1B-2BDividendsNet buybacks

2007201020132016201920222025

Dividends paidUSD 912.0M

Net buybacksUSD 1.1B

Share of profit91.8%

Consecutive raises13 years

USD 912.0M in dividends and USD 1.1B in buybacks — 92% of the year's profit went back to shareholders.

Total assetsUSD 158.8B

EquityUSD 19.0B

CashUSD 10.9B

Gross debtUSD 4.9B

Net debtUSD -6.0B

DepositsUSD 131.1B

The company holds more cash than debt.

The 19-year record

19 fiscal years

Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data

RF, 19-year financial record
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Revenue $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Operating income $B	0.1	0.1	0.2	0.1	0.0	1.3	2.0	2.0	1.9	1.7	1.5	1.7	1.7	1.7	◌	◌	◌	◌	◌
EBITDA $B	0.1	0.2	0.4	0.4	0.4	1.7	2.4	2.4	2.4	2.2	2.1	2.2	2.3	2.4	◌	◌	◌	◌	◌
Income tax $B	0.6	0.5	0.5	0.6	0.7	0.2	0.4	0.4	0.6	0.5	0.5	0.5	0.6	0.5	−0.0	−0.4	−0.2	−0.3	0.6
Net income $B	2.2	1.9	2.1	2.2	2.5	1.1	1.6	1.8	1.3	1.2	1.1	1.1	1.1	1.1	−0.2	−0.5	−1.0	−5.6	1.3
EPS, diluted $	2.30	1.93	2.11	2.28	2.49	1.03	1.50	1.54	1.00	0.87	0.75	0.79	0.75	0.71	−0.34	−0.62	−1.27	−8.09	1.76
Dividend / sh $	1.03	0.98	0.88	0.74	0.65	0.62	0.59	0.46	0.32	0.26	0.23	0.18	0.10	0.04	0.04	0.04	0.13	0.96	1.46
Payout %	42	47	38	30	24	54	36	26	27	27	29	22	13	5	−24	−9	−10	−12	83
ROE %	11.7	10.7	12.4	13.1	13.8	6.4	10.1	11.2	7.7	6.9	6.3	7.1	7.0	7.0	−1.3	−3.1	−5.9	−30.5	6.3

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC

Provenance

Company facts, as filed

How we verify · 0 failures in 56 reconciliationsAUDITED

Reconciled in 19 of the 19 fiscal years we could check. One check was skipped: the balance sheet is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures

ActivityNational Commercial Banks

Listed onNYSE

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2007