MARKETS / NYSE / RF

NYSE · NATIONAL COMMERCIAL BANKS · LARGE CAP

Regions Financial Corp. RF

19 fiscal years on record · USD · FY2025 reported · SEC filings only

13 YEARS OF DIVIDEND GROWTH

Net income

$2.2B

▲ 13.9% YoY

In brief

What this company does

Regions Financial Corporation provides financial solutions for a wide range of clients, including retail and mortgage banking services, commercial banking services and wealth and investment services. The company is headquartered in Birmingham, Alabama, operates in the South, Midwest and Texas, and maintains additional offices delivering specialty capabilities in New York, Washington D.C., Chicago, Salt Lake City, and other locations nationwide. At December 31, 2025, the company had total consolidated assets of approximately $158.8 billion, total consolidated deposits of approximately $131.1 billion, and total consolidated shareholders' equity of approximately $19.0 billion. The company conducts its banking operations through Regions Bank, an Alabama state-chartered commercial bank that is a member of the Federal Reserve System, and at December 31, 2025 operated 1,786 ATMs and 1,247 total branch outlets primarily across the South, Midwest and Texas. As of December 31, 2025, the company and its subsidiaries had 19,969 full-time equivalent employees supporting its consumer and commercial banking, wealth management and mortgage products and services primarily across the Southeast, Midwest and Texas. In addition to its banking operations, the company and its subsidiaries deliver specialty capabilities including merger and acquisition advisory services, capital markets solutions, home improvement lending, investment advisory services, equipment financing for commercial clients and small business customers, low income housing tax credit corporate fund syndication and asset management, financing to CRA-qualified customers, investment and insurance products, and broker-dealer services to commercial clients. The company operates under three reportable segments — Corporate Bank, Consumer Bank, and Wealth Management — with the remainder classified as Other.

Written from the business description in Regions Financial Corporation's annual report to the U.S. Securities and Exchange Commission, filed 24 February 2026. Every sentence was checked against that document before publication.

Growth

—

Revenue, FY2025 · full 19-year series below

Revenue $B Net income $B

FY2021 · Revenue 0.1 · Net income 2.5

Compound annual growth

Revenue

+13.6%

+12.4%

Net income

−1.3%

+14.5%

+7.3%

EPS, diluted

+0.3%

+17.4%

+11.9%

Dividend / share

+11.7%

+10.7%

+16.2%

+24.2%

Returned to shareholders

+30.4%

+27.2%

+7.9%

+28.0%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at +12.4% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

—

Operating margin Net margin

FY2021 · Operating 44.2% · Net 2424.0%

ROE

FY2025 · ROE 11.7%

Gross margin—

Operating margin—

Net margin—

Return on assets1.4%

EBITDAUSD 137.0M

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 2.0B

returned in FY2025 · dividends + net buybacks

Net buybacks $B Dividends $B

FY2025 · Dividends 0.9 · Net buybacks 1.1

Dividends paidUSD 912.0M

Net buybacksUSD 1.1B

Share of profit91.8%

Consecutive raises13 years

USD 912.0M in dividends and USD 1.1B in buybacks — 92% of the year's profit went back to shareholders.

Total assetsUSD 158.8B

EquityUSD 19.0B

CashUSD 10.9B

Gross debtUSD 4.9B

Net debtUSD -6.0B

DepositsUSD 131.1B

The company holds more cash than debt.

The 19-year record

19 fiscal years

Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Revenue $B	·	·	·	·	0.1	0.1	0.1	0.1	0.1	0.1	·	·	·	·	·	·	·	·	·
Operating income $B	0.1	0.1	0.2	0.1	0.0	1.3	2.0	2.0	1.9	1.7	1.5	1.7	1.7	1.7	·	·	·	·	·
EBITDA $B	0.1	0.2	0.4	0.4	0.4	1.7	2.4	2.4	2.4	2.2	2.1	2.2	2.3	2.4	·	·	·	·	·
Income tax $B	0.6	0.5	0.5	0.6	0.7	0.2	0.4	0.4	0.6	0.5	0.5	0.5	0.6	0.5	−0.0	−0.4	−0.2	−0.3	0.6
Net income $B	2.2	1.9	2.1	2.2	2.5	1.1	1.6	1.8	1.3	1.2	1.1	1.1	1.1	1.1	−0.2	−0.5	−1.0	−5.6	1.3
EPS, diluted $	2.30	1.93	2.11	2.28	2.49	1.03	1.50	1.54	1.00	0.87	0.75	0.79	0.75	0.71	−0.34	−0.62	−1.27	−8.09	1.76
Dividend / sh $	1.03	0.98	0.88	0.74	0.65	0.62	0.59	0.46	0.32	0.26	0.23	0.18	0.10	0.04	0.04	0.04	0.13	0.96	1.46
Payout %	42	47	38	30	24	54	36	26	27	27	29	22	13	5	−24	−9	−10	−12	83
ROE %	11.7	10.7	12.4	13.1	13.8	6.4	10.1	11.2	7.7	6.9	6.3	7.1	7.0	7.0	−1.3	−3.1	−5.9	−30.5	6.3

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 56 reconciliationsAUDITED

Reconciled in 19 of 19 fiscal years. 1 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityNational Commercial Banks

Listed onNYSE

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2007