MARKETS / NASDAQ / ROOT
NASDAQ · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Root, Inc. ROOT

8 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$1.5B
▲ 29.0% vs FY2024
EPS · FY25
Dividend / sh · FY25
Payout · FY25
ROE · FY25
16.5%
Net margin · FY25
2.7%
Dividend coverage
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Result
USD 1.5B
Revenue, FY2025 · full 8-year series below
Revenue Net income
0.40.81.21.61.50.02018202120242025
0.40.81.21.61.50.02018202120242025

3 cents of every revenue dollar became profit this year.

Per share
Diluted EPS, FY2025
EPS
0.40.81.22018202120242025
0.40.81.22018202120242025

The company pays no cash dividend.

Profitability
16.5%
Return on equity, FY2025
ROE
510152016.5%2018202120242025
510152016.5%2018202120242025
Operating margin4.1%
Net margin2.7%
Return on assets2.5%

Each USD of equity produced 17 cents of profit this year.

Returned to shareholders
returned in FY2025 · dividends + net buybacks
Dividends paid
Net buybacks
Share of profit
Consecutive raises

Growth
+34.3% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+69.6%
+34.3%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
Shares outstanding, FY2025
Change, 5 years
Change, 10 years

A share split breaks the comparison across the period, so we leave it out.

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Balance sheet
USD 1.7B
total assets, end of FY2025
Total assetsUSD 1.7B
EquityUSD 284.3M
CashUSD 669.3M
Gross debtUSD 200.3M
Net debtUSD -469.0M

The company holds more cash than debt.

History
8 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
Revenue $B
1.5
1.2
0.5
0.3
0.3
0.3
0.3
0.0
Operating income $B
0.1
0.1
−0.1
−0.3
−0.5
−0.3
−0.3
−0.1
EBITDA $B
0.1
0.1
−0.1
−0.2
−0.5
−0.3
−0.3
−0.1
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.0
0.0
−0.1
−0.3
−0.5
−0.4
−0.3
−0.1
EPS, diluted $
·
·
·
·
·
·
·
·
Dividend / sh $
·
·
·
·
·
·
·
·
Payout %
·
·
·
·
·
·
·
·
ROE %
16.5
16.7
−66.6
−73.2
−66.5
−110.4
·
·
Shares out B
·
·
·
·
·
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
15 of 15
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed