NASDAQ · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP
Safety Insurance Group Inc. SAFT
17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$1.3B
▲ 12.8% vs FY2024
Dividend streak
1 yrs
Raised every year since 2025
EPS · FY25
$6.70
Dividend / sh · FY25
$3.64
Payout · FY25
54%
ROE · FY25
11.5%
Net margin · FY25
7.9%
Dividend coverage
1.8×
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Result
USD 1.3B
Revenue, FY2025 · full 17-year series below
Revenue
Net income
8 cents of every revenue dollar became profit this year.
Per share
USD 6.70
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 1.8 times — the rest stayed in the company.
Profitability
11.5%
Return on equity, FY2025
ROE
Operating margin10.0%
Net margin7.9%
Return on assets4.2%
Each USD of equity produced 12 cents of profit this year.
Returned to shareholders
USD 53.9M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 53.9M
Net buybacks—
Share of profit54.3%
Consecutive raises1 years
USD 53.9M in dividends — 54% of the year's profit went back to shareholders.
Growth
+8.4% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+16.6%
+8.4%
+4.7%
+4.9%
Net income
+28.7%
−6.4%
+3.8%
EPS, diluted
+28.6%
−6.1%
+4.0%
Dividend / share
+0.4%
+0.2%
+2.7%
+4.8%
Returned to shareholders
+0.5%
−0.3%
+2.5%
+3.8%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
—
Shares outstanding, FY2025
Change, 5 years—
Change, 10 years—
A share split breaks the comparison across the period, so we leave it out.
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Balance sheet
USD 2.5B
total assets, end of FY2025
Total assetsUSD 2.5B
EquityUSD 892.3M
CashUSD 73.9M
Gross debtUSD 50.0M
Net debtUSD -23.9M
The company holds more cash than debt.
History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
1.3
1.1
0.9
0.8
0.9
0.8
0.9
0.8
0.8
0.8
0.8
0.8
0.7
0.7
0.7
0.6
0.6
Operating income $B
0.1
0.1
0.0
0.1
0.2
0.2
0.1
0.1
0.1
0.1
−0.0
0.1
0.1
·
·
·
·
EBITDA $B
0.1
0.1
0.0
0.1
0.2
0.2
0.1
0.1
0.1
0.1
−0.0
0.1
0.1
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
−0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.1
0.1
0.0
0.0
0.1
0.1
0.1
0.1
0.1
0.1
−0.0
0.1
0.1
0.1
0.0
0.1
0.1
EPS, diluted $
6.70
4.78
1.28
3.15
8.80
9.18
6.46
5.43
4.10
4.27
−0.93
3.91
3.98
3.80
0.90
3.74
3.48
Dividend / sh $
3.64
3.60
3.60
3.60
3.60
3.60
3.40
3.20
3.00
2.80
2.80
2.60
2.40
2.20
2.00
1.80
1.60
Payout %
54
75
282
114
41
39
53
59
73
65
−303
66
60
58
221
48
46
ROE %
11.5
8.7
2.3
5.4
14.4
16.3
13.0
11.7
9.1
9.8
−2.0
8.5
8.8
8.6
2.1
8.6
·
Shares out B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
33 of 33
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed