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MARKETS / NASDAQ / SHFS
NASDAQ · FINANCE SERVICES

SHF Holdings, Inc. SHFS

5 fiscal years on record · USD · FY2025 reported · SEC filings only
$7.7M
▼ 49.7% YoY
$-2.2M
In brief

What this company does

Our mission is to provide reliable, compliant financial services to the legal cannabis, hemp, and related industries by enabling financial institution customers to offer compliant banking, lending, and other financial services to CRBs. We provide compliance and loan origination services to financial institutions that wish to offer business banking, private banking, and commercial banking services to clients operating in or adjacent to the state-legal cannabis industry. Our principal executive offices are located at 1526 Cole Boulevard, Suite 250, Golden, Colorado 80401, and our telephone number is (303) 431-3435. As of December 31, 2025, we had 39 full-time employees and one part-time employee.

Written from the business description in SHF Holdings, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 15 April 2026. Every sentence was checked against that document before publication.

Growth
USD 7.7M
Revenue, FY2025 · full 5-year series below
Revenue $M Net income $M
FY2025 · Revenue 7.7 · Net income -2.2
8M16M-20M-40M20212022202320242025
Compound annual growth
−6.8%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
−28 cents
lost on every revenue dollar
Operating margin Net margin
FY2025 · Operating -70.4% · Net -28.2%
20%40%-100%-200%-300%20212022202320242025
ROE
FY2024 · ROE -437.9%
-200%-400%20212022202320242025

Cash & shareholders
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2023 · FCF -1.0
1.0M2.0M-0.4M-0.8M20212022202320242025

Total assetsUSD 17.2M
EquityUSD 8.2M
CashUSD 6.8M
Current ratio1.88×

Equity funds 48% of total assets.

The 5-year record
5 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 20252024202320222021
Revenue $B0.00.00.00.00.0
Operating income $B−0.0−0.0−0.0−0.00.0
EBITDA $B−0.0−0.0−0.0−0.00.0
Income tax $B−0.00.0−0.0−0.0·
Net income $B−0.0−0.0−0.0−0.00.0
Free cash flow $B··−0.00.00.0
EPS, diluted $−0.82−17.43−8.12−1.85·
Dividend / sh $·····
Payout %·····
ROE %·−437.9−87.6−564.244.8
Shares out B·0.000.030.000.00

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 19 reconciliationsAUDITED

Reconciled in 5 of 19 fiscal years. 57 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityFinance Services
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
SEC categoryemerging growth company
Data on record since2021

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