Shinhan Financial Group Co. Ltd. SHG

What this company does

Shinhan Financial Group conducts lending, credit card, insurance, securities investment, trading and leasing businesses, alongside deposit-taking and borrowing activities. As of December 31, 2025, its total gross loan portfolio was W469,768 billion. It has a number of overseas branches and subsidiaries, but a substantial majority of its assets are located, and a substantial majority of its revenues are generated, in Korea. Retail banking services are provided primarily through Shinhan Bank and, to a significantly lesser extent, through Jeju Bank, a regional bank, and retail loans amounted to W173,570 billion as of December 31, 2025. Corporate banking services are also provided primarily through Shinhan Bank, to small- and medium-sized enterprises, including SOHOs, and, to a lesser extent, to large corporations; the group also lends to government-controlled enterprises. Credit card services are provided principally through the credit card subsidiary Shinhan Card and, to a limited extent, Jeju Bank. Through Shinhan Securities, the group provides financial investment services to a customer base that includes corporations, institutional investors, governments and individuals. Life insurance products and services are provided primarily through Shinhan Life Insurance, whose distribution channels include financial planners, telemarketers, agency marketers and bancassurance specialists.

Written from the business description in SHINHAN FINANCIAL GROUP CO LTD's annual report to the U.S. Securities and Exchange Commission, filed 22 April 2026. Every sentence was checked against that document before publication.