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NASDAQ · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Selective Insurance Group Inc. SIGI

18 fiscal years on record · USD · FY2025 reported · SEC filings only
12 YEARS OF DIVIDEND GROWTH
$5.3B
▲ 9.8% YoY
$466.4M
▲ 125.3% YoY
$1.2B
▲ 11.7% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Selective Insurance Group, Inc., through its insurance subsidiaries, sells property and casualty insurance products and services in the United States exclusively through independent insurance agents and wholesale brokers. As of December 31, 2025, it had approximately 2,800 employees, of whom 1,380 were home-based, 810 were in regional offices, and the remainder were in the corporate office. The company has four reportable segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. The Standard Commercial Lines segment sells property and casualty insurance products and services to commercial enterprises, including businesses, non-profit organizations, and local government agencies, primarily in 36 states and the District of Columbia, and represented 71% of 2025 total revenues and 79% of 2025 total net premiums written. The Standard Personal Lines segment sells property and casualty insurance products and services primarily to individuals in 15 states, and represented 8% of 2025 total revenues and 8% of 2025 total net premiums written. The E&S Lines segment sells property and casualty insurance products and services in all 50 states and the District of Columbia, and represented 11% of 2025 total revenues and 13% of 2025 total net premiums written. Selective Insurance Group, Inc. is a New Jersey insurance holding company incorporated in 1977. Its history in the property and casualty insurance industry dates back to its 1926 founding.

Written from the business description in SELECTIVE INSURANCE GROUP INC's annual report to the U.S. Securities and Exchange Commission, filed 9 February 2026. Every sentence was checked against that document before publication.

Growth

USD 5.3B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 5.3 · Net income 0.5
2B4B
2008201120142017202020232025
Compound annual growth
+14.5%
+12.8%
+9.6%
+8.5%
+27.5%
+13.6%
+10.9%
+13.8%
+28.4%
+12.9%
+10.1%
+12.8%
+11.3%
+10.8%
+10.7%
+7.6%
+29.6%
+24.7%
+18.1%
+13.5%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +12.8% a year over the five years to FY2025 — but profit grew faster: net income at +13.6%, earnings per share at +12.9%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

9 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 11.0% · Net 8.7%
5%10%
200820162025
ROE
FY2025 · ROE 13.9%
5%10%
200820162025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 14 cents of profit this year.

Cash & shareholders

USD 185.5M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 1.2
0.5B1.0B
200820162025
Net buybacks $M Dividends $M
FY2025 · Dividends 92.9 · Net buybacks 92.6
100M200MDividendsNet buybacks
2008201120142017202020232025

USD 92.9M in dividends and USD 92.6M in buybacks — 40% of the year's profit went back to shareholders.

Total assetsUSD 15.2B
EquityUSD 3.6B
CashUSD 18.0M
Gross debtUSD 901.9M
Net debtUSD 883.9M

Net debt stands at 24% of equity.

The 18-year record

18 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
SIGI, 18-year financial record
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B5.34.94.23.63.42.92.82.62.52.32.12.01.91.71.61.61.51.6
Operating income $B0.60.30.50.30.50.30.30.20.30.20.20.20.10.00.00.10.0◌
EBITDA $B0.60.30.50.30.60.40.40.30.30.30.30.20.20.10.00.10.1◌
Income tax $B0.10.10.10.10.10.10.10.00.10.10.10.10.0−0.0−0.00.0−0.0−0.0
Net income $B0.50.20.40.20.40.20.30.20.20.20.20.10.10.00.00.10.00.0
Free cash flow $B1.21.10.70.80.70.50.40.4◌◌◌◌◌◌◌0.20.20.2
EPS, diluted $7.493.235.843.546.504.094.533.002.842.702.852.471.870.680.401.230.680.82
Dividend / sh $1.571.431.251.141.030.940.830.740.660.610.570.530.520.520.520.520.520.52
Payout %2041203015221824222119202671120397259
ROE %13.96.813.38.214.110.013.610.210.410.812.411.79.53.52.16.63.84.9
Shares out B◌◌0.060.060.060.060.060.060.060.06◌◌◌◌◌◌◌◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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Provenance

Company facts, as filed

How we verify · 0 failures in 52 reconciliationsAUDITED

Reconciled in 18 of the 18 fiscal years we could check. Two checks were skipped: the share count is not tagged before 2009. Two checks were skipped: the balance sheet is not tagged before 2009.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityFire, Marine & Casualty Insurance
Listed onNASDAQ
Incorporated inNew Jersey
Fiscal year endsDecember 31
Data on record since2008

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