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MARKETS / NASDAQ / SNFCA
NASDAQ · FINANCE SERVICES · MID CAP

Security National Financial Corp. SNFCA

17 fiscal years on record · USD · FY2025 reported · SEC filings only
$344.6M
▲ 3.0% YoY
$32.2M
▲ 10.4% YoY
$43.8M
▼ 20.1% YoY
In brief

What this company does

Security National Financial Corporation operates in three reportable business segments: life insurance, cemetery and mortuary, and mortgages. As of December 31, 2025, it employed 1,035 full-time and 208 part-time employees, with 652 of the full-time employees in the mortgage segment, 386 in the life insurance segment, and 205 in the cemetery and mortuary segment. The life insurance segment sells and services selected lines of life insurance, annuity products, and accident and health insurance, marketed in 42 states through a commissioned sales force of independent licensed insurance agents. The cemetery and mortuary segment consists of eleven mortuaries and five cemeteries in the state of Utah, one cemetery in the state of California, and one cemetery and four mortuaries in the state of New Mexico. The mortgage segment originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes, and other real estate projects, and it operates through 85 retail offices in 25 states. The Company was organized as a holding company in 1979 when Security National Life Insurance Company became a wholly owned subsidiary of the Company, and Security National Life was formed in 1965.

Written from the business description in SECURITY NATIONAL FINANCIAL CORP's annual report to the U.S. Securities and Exchange Commission, filed 16 March 2026. Every sentence was checked against that document before publication.

Growth
USD 344.6M
Revenue, FY2025 · full 17-year series below
Revenue $M Net income $M
FY2025 · Revenue 344.6 · Net income 32.2
200M400M200920112013201520172019202120232025
Compound annual growth
−4.0%
−6.5%
+2.1%
+4.9%
+7.8%
−10.4%
+9.2%
+4.0%
−14.4%
+3.5%
−41.5%
−6.8%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at −6.5% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
9 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 12.0% · Net 9.3%
5%10%200920112013201520172019202120232025
ROE
FY2025 · ROE 8.1%
10%20%200920112013201520172019202120232025

Each USD of equity produced 8 cents of profit this year.

Cash & shareholders
USD 1.5M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 43.8
50M100M-50M-100M200920112013201520172019202120232025
Net buybacks $M Dividends $M
FY2025 · Dividends — · Net buybacks 1.5
4M202020212022202320242025

USD 1.5M in buybacks — 5% of the year's profit went back to shareholders.

Total assetsUSD 1.6B
EquityUSD 410.4M
CashUSD 102.3M

Equity funds 26% of total assets.

The 17-year record
17 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B0.30.30.30.40.50.50.30.30.30.30.30.20.20.20.20.20.2
Operating income $B0.00.00.00.00.10.1···0.00.00.00.00.00.0−0.0·
EBITDA $B0.00.00.00.00.10.1···0.00.00.00.00.00.00.0·
Income tax $B0.00.00.00.00.00.00.00.0−0.00.00.00.00.00.0−0.0−0.00.0
Net income $B0.00.00.00.00.00.10.00.00.00.00.00.00.00.00.0−0.00.0
Free cash flow $B0.00.10.10.10.1−0.1−0.10.00.00.0−0.0−0.00.00.00.0−0.00.0
EPS, diluted $1.261.160.611.121.802.740.581.190.820.770.890.570.551.390.12−0.040.41
Dividend / sh $·················
Payout %·················
ROE %8.18.44.88.714.024.15.913.510.09.712.18.69.123.72.1−0.76.3

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 50 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 9 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityFinance Services
Listed onNASDAQ
Incorporated inUtah
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2009

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