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MARKETS / NYSE / SNUS-PI
NYSE · NATIONAL COMMERCIAL BANKS · SMALL CAP

Santander Holdings Usa, Inc. SNUS-PI

17 fiscal years on record · USD · FY2025 reported · SEC filings only
$1.6B
▲ 52.7% YoY
Growth
Revenue, FY2025 · full 17-year series below
Revenue $B Net income $B
FY2021 · Revenue 0.0 · Net income 3.0
1.0B2.0B-0.5B-1.0B200920112013201520172019202120232025
Compound annual growth
+5.4%
+3.2%
−31.4%
+65.1%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
ROE
FY2025 · ROE 10.4%
5%10%15%-2%-4%-6%200920112013201520172019202120232025

Each USD of equity produced 10 cents of profit this year.

Cash & shareholders
USD 1.5B
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2022 · FCF 5.1
4B8B200920112013201520172019202120232025
Net buybacks $B Dividends $B
FY2025 · Dividends 1.5 · Net buybacks —
2B4B201520172019202120232025

USD 1.5B in dividends — 93% of the year's profit went back to shareholders.

Total assetsUSD 164.6B
EquityUSD 15.9B
CashUSD 14.4B
Gross debtUSD 37.1B
Net debtUSD 22.7B
DepositsUSD 79.0B

Net debt stands at 143% of equity.

The 17-year record
17 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B····0.00.00.00.00.00.00.00.00.00.0···
Operating income $B1.81.00.81.74.7−0.81.51.40.81.0−3.74.70.70.52.21.0·
EBITDA $B4.33.63.44.57.12.03.93.32.42.2−3.14.71.00.62.51.1·
Income tax $B0.2−0.1−0.10.31.1−0.10.50.4−0.20.3−0.61.70.1−0.10.9−0.0−1.3
Net income $B1.61.10.91.43.0−0.80.80.70.60.4−1.42.60.70.61.21.00.1
Free cash flow $B···5.18.35.16.66.94.85.04.84.11.11.42.02.61.2
EPS, diluted $·················
Dividend / sh $·················
Payout %931213313380−15535820−0······
ROE %10.46.95.77.014.1−4.03.53.32.71.9−7.415.94.94.39.89.1·
Shares out B0.530.530.530.530.530.530.530.530.530.530.530.530.52····

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 33 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 24 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityNational Commercial Banks
Listed onNYSE
Incorporated inVirginia
Fiscal year endsDecember 31
Data on record since2009

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