MARKETS / NASDAQ / SOFI
NASDAQ · FINANCE SERVICES · LARGE CAP

SoFi Technologies, Inc. SOFI

7 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$619.4M
▲ 23.1% vs FY2024
EPS · FY25
$0.39
Dividend / sh · FY25
$0.00
Payout · FY25
ROE · FY25
5.7%
Net margin · FY25
77.7%
Dividend coverage
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Result
USD 619.4M
Revenue, FY2025 · full 7-year series below
Revenue Net income
0.20.40.60.80.60.5201920222025
0.20.40.60.80.60.5201920222025

78 cents of every revenue dollar became profit this year.

Per share
USD 0.39
Diluted EPS, FY2025
EPS Dividend
0.40.81.20.000.39201920222025
0.40.81.20.000.39201920222025

The company pays no cash dividend.

Profitability
5.7%
Return on equity, FY2025
ROE
2.557.5105.7%201920222025
2.557.5105.7%201920222025
Operating margin84.9%
Net margin77.7%
Return on assets1.1%

Each USD of equity produced 6 cents of profit this year.

Returned to shareholders
returned in FY2025 · dividends + net buybacks
Dividends paid
Net buybacks
Share of profit
Consecutive raises

Growth
+43.1% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+18.0%
+43.1%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
1.27B
Shares outstanding, FY2025
0.121.27201920222025
0.121.27201920222025
Change, 5 years
Change, 10 years

A share split breaks the comparison across the period, so we leave it out.

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Balance sheet
USD 50.7B
total assets, end of FY2025
Total assetsUSD 50.7B
EquityUSD 10.5B
CashUSD 4.9B
DepositsUSD 37.5B

Equity funds 21% of total assets.

History
7 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
Revenue $B
0.6
0.5
0.4
0.4
0.2
0.1
0.0
Operating income $B
0.5
0.2
−0.3
−0.3
−0.5
−0.3
−0.2
EBITDA $B
0.8
0.4
−0.1
−0.2
−0.4
−0.3
−0.2
Income tax $B
0.0
−0.3
−0.0
0.0
0.0
−0.1
0.0
Net income $B
0.5
0.5
−0.3
−0.3
−0.5
−0.2
−0.2
EPS, diluted $
0.39
0.39
−0.36
−0.40
−1.00
−4.30
−4.02
Dividend / sh $
0.00
0.00
0.00
0.00
·
·
·
Payout %
·
·
·
·
·
·
·
ROE %
5.7
8.5
−5.8
−6.7
−22.7
·
·
Shares out B
1.27
0.00
0.00
0.93
0.00
0.12
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
14 of 14
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed