MARKETS / NYSE / STC
NYSE · TITLE INSURANCE · LARGE CAP

Stewart Information Services Corp. STC

17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY5 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
$2.9B
▲ 17.3% vs FY2024
Dividend streak
5 yrs
Raised every year since 2021
EPS · FY25
$4.05
Dividend / sh · FY25
$2.05
Payout · FY25
51%
ROE · FY25
7.6%
Net margin · FY25
4.0%
Dividend coverage
2.0×
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Result
USD 2.9B
Revenue, FY2025 · full 17-year series below
Revenue Net income
12342.90.12009201220152018202120242025
12342.90.12016201920222025

4 cents of every revenue dollar became profit this year.

Per share
USD 4.05
Diluted EPS, FY2025
EPS Dividend
48122.054.052009201220152018202120242025
48122.054.052016201920222025

Earnings covered the dividend 2.0 times — the rest stayed in the company.

Profitability
7.6%
Return on equity, FY2025
ROE
81624327.6%2009201220152018202120242025
81624327.6%2016201920222025
Operating margin5.7%
Net margin4.0%
Return on assets3.9%

Each USD of equity produced 8 cents of profit this year.

Returned to shareholders
USD 58.5M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 58.5M
Net buybacksUSD -136.9M
Share of profit50.6%
Consecutive raises5 years

USD 58.5M in dividends — 51% of the year's profit went back to shareholders.

Growth
+5.2% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−1.6%
+5.2%
+3.7%
+3.8%
Net income
−10.7%
−5.7%
EPS, diluted
−12.0%
−8.2%
Dividend / share
+7.5%
+11.3%
+9.9%
+28.1%
Returned to shareholders
+6.9%
+14.1%
+2.4%
+32.4%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.03B
Shares outstanding, FY2025
0.020.032009201220152018202120242025
0.020.032016201920222025
Change, 5 years+13.1%
Change, 10 years

The share count grew 13% in five years — the same company, cut into more, smaller slices.

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Balance sheet
USD 3.3B
total assets, end of FY2025
Total assetsUSD 3.3B
EquityUSD 1.6B
CashUSD 321.8M

Equity funds 50% of total assets.

History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
2.9
2.5
2.3
3.1
3.3
2.3
1.9
1.9
1.9
2.0
2.0
1.9
1.9
1.9
1.6
1.7
1.7
Operating income $B
0.2
0.1
0.1
0.2
0.4
0.2
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.0
0.0
−0.1
EBITDA $B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
−0.0
0.0
0.0
−0.0
Net income $B
0.1
0.1
0.0
0.2
0.3
0.2
0.1
0.0
0.0
0.1
−0.0
0.0
0.1
0.1
0.0
−0.0
−0.1
EPS, diluted $
4.05
2.61
1.11
5.94
11.90
6.22
3.31
2.01
2.06
1.85
−0.26
1.24
2.60
4.61
0.12
−0.69
−2.80
Dividend / sh $
2.05
1.95
1.85
1.65
1.37
1.20
1.20
1.20
1.20
1.20
0.80
0.10
0.10
·
0.05
0.05
0.05
Payout %
51
74
166
28
11
20
36
59
58
50
−290
8
3
2
39
−7
−2
ROE %
7.6
5.3
2.2
12.3
28.3
17.7
11.1
7.1
7.4
8.7
−0.9
4.4
10.3
21.4
0.5
−2.9
·
Shares out B
0.03
0.03
0.03
0.03
0.03
0.03
0.02
0.02
0.02
0.02
·
·
·
·
·
0.02
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
32 of 32
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed