MARKETS / NASDAQ / SYBT
NASDAQ · STATE COMMERCIAL BANKS · LARGE CAP

Stock Yards Bancorp, Inc. SYBT

17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY3 YEARS OF DIVIDEND GROWTH
Dividend streak
3 yrs
Raised every year since 2023
EPS · FY25
$4.75
Dividend / sh · FY25
$1.26
Payout · FY25
26%
ROE · FY25
13.9%
Net margin · FY25
Dividend coverage
3.8×
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Result
Revenue, FY2025 · full 17-year series below
Revenue Net income
0.0080.0160.0240.12009201220152018202120242025
0.0080.0160.0240.12016201920222025

Per share
USD 4.75
Diluted EPS, FY2025
EPS Dividend
2461.264.752009201220152018202120242025
2461.264.752016201920222025

Earnings covered the dividend 3.8 times — the rest stayed in the company.

Profitability
13.9%
Return on equity, FY2025
ROE
510152013.9%2009201220152018202120242025
510152013.9%2016201920222025
Operating margin
Net margin
Return on assets1.5%

Each USD of equity produced 14 cents of profit this year.

Returned to shareholders
USD 39.2M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 37.1M
Net buybacksUSD 2.1M
Share of profit28.0%
Consecutive raises3 years

USD 37.1M in dividends and USD 2.1M in buybacks — 28% of the year's profit went back to shareholders.

Growth
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+4.5%
Net income
+14.5%
+18.9%
+14.2%
+12.8%
EPS, diluted
+14.0%
+12.9%
Dividend / share
+3.4%
Returned to shareholders
+0.9%
+7.9%
+10.7%
+8.4%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.03B
Shares outstanding, FY2025
0.010.032009201220152018202120242025
0.020.032016201920222025
Change, 5 years+29.9%
Change, 10 years

The share count grew 30% in five years — the same company, cut into more, smaller slices.

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Balance sheet
USD 9.5B
total assets, end of FY2025
Total assetsUSD 9.5B
EquityUSD 1.1B
Gross debtUSD 26.8M
DepositsUSD 7.8B

Equity funds 11% of total assets.

History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
·
·
·
·
·
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
·
Operating income $B
0.2
0.1
0.1
0.1
0.1
0.1
0.1
·
·
·
·
·
·
·
·
·
·
EBITDA $B
0.2
0.2
0.2
0.1
0.1
0.1
0.1
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EPS, diluted $
4.75
3.89
3.67
3.21
2.97
2.59
2.89
2.42
1.66
1.80
1.65
1.57
1.89
1.85
1.71
1.67
1.19
Dividend / sh $
1.26
1.22
1.18
1.14
·
·
·
·
0.80
0.72
0.64
0.88
0.81
0.77
0.72
0.69
0.68
Payout %
26
31
32
36
38
42
36
39
48
39
38
37
43
41
42
51
56
ROE %
13.9
12.7
13.3
13.0
13.4
13.9
17.1
15.9
11.8
13.7
13.6
14.2
12.5
13.1
13.2
14.2
10.9
Shares out B
0.03
0.03
0.03
0.03
0.03
0.02
0.02
0.02
0.02
0.02
0.01
0.01
0.01
0.01
0.01
0.01
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
32 of 32
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed