MARKETS / NASDAQ / TBBK
NASDAQ · NATIONAL COMMERCIAL BANKS · LARGE CAP

THE Bancorp, Inc. TBBK

17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$141.1M
▲ 20.8% vs FY2024
EPS · FY25
$4.92
Dividend / sh · FY25
Payout · FY25
ROE · FY25
30.8%
Net margin · FY25
161.7%
Dividend coverage
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Result
USD 141.1M
Revenue, FY2025 · full 17-year series below
Revenue Net income
0.040.080.120.160.10.22009201220152018202120242025
0.040.080.120.160.10.22016201920222025

162 cents of every revenue dollar became profit this year.

Per share
USD 4.92
Diluted EPS, FY2025
EPS
2464.922009201220152018202120242025
2464.922016201920222025

The company pays no cash dividend.

Profitability
30.8%
Return on equity, FY2025
ROE
816243230.8%2009201220152018202120242025
816243230.8%2016201920222025
Operating margin214.7%
Net margin161.7%
Return on assets2.5%

Each USD of equity produced 31 cents of profit this year.

Returned to shareholders
USD 376.3M
returned in FY2025 · dividends + net buybacks
Dividends paid
Net buybacksUSD 376.3M
Share of profit164.9%
Consecutive raises

USD 376.3M in buybacks — 165% of the year's profit, so the payout drew on cash built up earlier.

Growth
+81.8% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+17.9%
+81.8%
Net income
+20.6%
+23.3%
+32.7%
+28.6%
EPS, diluted
+29.4%
+29.1%
+30.3%
Returned to shareholders
+84.7%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.04B
Shares outstanding, FY2025
0.060.042009201220152018202120242025
0.060.042016201920222025
Change, 5 years−26.4%
Change, 10 years

The share count shrank 26% in five years — the same company, cut into fewer, larger slices.

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Balance sheet
USD 9.4B
total assets, end of FY2025
Total assetsUSD 9.4B
EquityUSD 689.8M
CashUSD 112.6M
Gross debtUSD 395.3M
Net debtUSD 282.6M
DepositsUSD 8.2B

Net debt stands at 41% of equity.

History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
0.1
0.1
0.1
0.1
0.0
0.0
0.0
·
·
·
·
·
·
·
·
·
·
Operating income $B
0.3
0.3
0.3
0.2
0.1
0.1
0.1
·
·
·
·
·
·
·
·
·
·
EBITDA $B
0.3
0.3
0.3
0.2
0.1
0.1
0.1
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
−0.0
0.0
−0.0
0.0
−0.0
0.0
0.0
0.0
Net income $B
0.2
0.2
0.2
0.1
0.1
0.1
0.1
0.1
0.0
−0.1
0.0
0.1
−0.0
−0.0
0.0
0.0
0.0
EPS, diluted $
4.92
4.29
3.49
2.27
1.88
1.37
0.90
1.55
0.39
−2.17
0.35
1.49
−0.40
−1.30
0.28
−0.04
0.02
Dividend / sh $
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Payout %
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
ROE %
30.8
27.2
25.6
19.3
17.9
15.0
11.6
24.3
7.0
−31.2
4.2
20.2
−5.6
−16.5
3.9
2.4
1.7
Shares out B
0.04
0.05
0.05
0.06
0.06
0.06
0.06
0.06
·
·
·
·
·
·
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
32 of 32
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed