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MARKETS / NASDAQ / TBBK
NASDAQ · NATIONAL COMMERCIAL BANKS · LARGE CAP

Bancorp, Inc. TBBK

17 fiscal years on record · USD · FY2025 reported · SEC filings only
$141.1M
▲ 20.8% YoY
$228.2M
▲ 4.9% YoY
$257.9M
▲ 25.9% YoY
Growth
USD 141.1M
Revenue, FY2025 · full 17-year series below
Revenue $M Net income $M
FY2025 · Revenue 141.1 · Net income 228.2
80M160M200920112013201520172019202120232025
Compound annual growth
+17.9%
+81.8%
+20.6%
+23.3%
+32.7%
+28.6%
+29.4%
+29.1%
+30.3%
+84.7%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +81.8% a year over five years — but profit grew slower: net income at +23.3%, earnings per share at +29.1%.

The share count fell from 0.06B to 0.04B — the buyback concentrates the same profit into fewer slices.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
162 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 214.7% · Net 161.7%
500%1000%1500%200920112013201520172019202120232025
ROE
FY2025 · ROE 30.8%
10%20%30%-10%-20%-30%200920112013201520172019202120232025

Each USD of equity produced 31 cents of profit this year.

Cash & shareholders
USD 376.3M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 257.9
100M200M-100M-200M200920112013201520172019202120232025
Net buybacks $M Dividends $M
FY2025 · Dividends — · Net buybacks 376.3
200.0M-25.0M-50.0M200920102011201220212022202320242025

USD 376.3M in buybacks — 165% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 9.4B
EquityUSD 689.8M
CashUSD 112.6M
Gross debtUSD 395.3M
Net debtUSD 282.6M
DepositsUSD 8.2B

Net debt stands at 41% of equity.

The 17-year record
17 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B0.10.10.10.10.00.00.0··········
Operating income $B0.30.30.30.20.10.10.1··········
EBITDA $B0.30.30.30.20.10.10.1··········
Income tax $B0.10.10.10.00.00.00.00.00.0−0.00.0−0.00.0−0.00.00.00.0
Net income $B0.20.20.20.10.10.10.10.10.0−0.10.00.1−0.0−0.00.00.00.0
Free cash flow $B0.30.20.20.10.10.10.1−0.2−0.0−0.2−0.2−0.1−0.0−0.10.00.00.0
EPS, diluted $4.924.293.492.271.881.370.901.550.39−2.170.351.49−0.40−1.300.28−0.040.02
Dividend / sh $·················
Payout %·················
ROE %30.827.225.619.317.915.011.624.37.0−31.24.220.2−5.6−16.53.92.41.7
Shares out B0.040.050.050.060.060.060.060.06·········

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 49 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 26 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityNational Commercial Banks
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2009

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