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MARKETS / NYSE / TRV
NYSE · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Travelers Companies, Inc. TRV

19 fiscal years on record · USD · FY2025 reported · SEC filings only
5 YEARS OF DIVIDEND GROWTH
$48.8B
▲ 5.2% YoY
$6.3B
▲ 25.8% YoY
In brief

What this company does

Through its subsidiaries, The Travelers Companies, Inc. provides commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. Its principal executive offices are located in New York, New York, and it also maintains executive offices in Hartford, Connecticut and St. Paul, Minnesota. As of December 31, 2025, the company had approximately 34,000 employees, approximately 90% of whom are located in the United States. Claim functions are managed through its Claims Services organization, which has approximately 12,300 employees, with locations in the United States and in the other countries where the company does business. The company is incorporated as a general business corporation under the laws of the State of Minnesota, with a history dating back to 1853.

Written from the business description in TRAVELERS COMPANIES, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 12 February 2026. Every sentence was checked against that document before publication.

Growth
USD 48.8B
Revenue, FY2025 · full 19-year series below
Revenue $B Net income $B
FY2025 · Revenue 48.8 · Net income 6.3
20B40B2007201020132016201920222025
Compound annual growth
+9.8%
+8.8%
+6.2%
+4.5%
+30.3%
+18.4%
+6.2%
+32.6%
+21.1%
+9.7%
+9.9%
+9.6%
+9.6%
+13.1%
+22.6%
+0.2%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +8.8% a year over five years — but profit grew faster: net income at +18.4%, earnings per share at +21.1%.

The share count fell from 0.25B to 0.22B — the buyback concentrates the same profit into fewer slices.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
13 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 16.0% · Net 12.9%
5%10%15%2007201020132016201920222025
ROE
FY2025 · ROE 20.7%
10%20%2007201020132016201920222025

Each USD of equity produced 21 cents of profit this year.

Cash & shareholders
USD 3.8B
returned in FY2025 · dividends + net buybacks
Net buybacks $B Dividends $B
FY2025 · Dividends 1.0 · Net buybacks 2.8
2BDividendsNet buybacks2013201520172019202120232025

USD 979.0M in dividends and USD 2.8B in buybacks — 60% of the year's profit went back to shareholders.

Total assetsUSD 143.7B
EquityUSD 32.9B
CashUSD 842.0M
Gross debtUSD 300.0M
Net debtUSD -542.0M

The company holds more cash than debt.

The 19-year record
19 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 2025202420232022202120202019201820172016201520142013201220112010200920082007
Revenue $B48.846.441.436.934.832.031.630.328.927.626.827.226.225.725.425.124.724.526.0
Operating income $B7.86.23.43.44.53.23.13.02.74.14.75.14.92.41.43.03.6··
EBITDA $B8.56.94.14.25.34.03.93.83.54.95.6········
Income tax $B1.51.20.40.50.80.50.50.40.71.01.31.41.30.7−0.11.11.10.81.6
Net income $B6.35.03.02.83.72.72.62.52.13.03.43.73.72.51.43.23.62.9·
EPS, diluted $27.4321.4712.7911.7714.4910.529.929.287.3310.2810.8810.709.746.303.366.626.33·6.85
Dividend / sh $········2.832.622.382.151.961.79·····
Payout %16193031243232323825212020······
ROE %20.718.912.911.312.69.810.710.88.812.914.214.914.8······
Shares out B0.220.230.230.230.240.250.260.260.270.280.300.320.350.380.390.430.520.590.63

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 55 reconciliationsAUDITED

Reconciled in 19 of 19 fiscal years. 2 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityFire, Marine & Casualty Insurance
Listed onNYSE
Incorporated inMinnesota
Fiscal year endsDecember 31
Data on record since2007

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