NASDAQ · FIRE, MARINE & CASUALTY INSURANCE · MID CAP
United Fire Group, Inc. UFCS
17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$1.4B
▲ 10.6% vs FY2024
EPS · FY25
$4.48
Dividend / sh · FY25
$0.64
Payout · FY25
14%
ROE · FY25
13.7%
Net margin · FY25
8.5%
Dividend coverage
7.0×
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Result
USD 1.4B
Revenue, FY2025 · full 17-year series below
Revenue
Net income
9 cents of every revenue dollar became profit this year.
Per share
USD 4.48
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 7.0 times — the rest stayed in the company.
Profitability
13.7%
Return on equity, FY2025
ROE
Operating margin10.7%
Net margin8.5%
Return on assets3.2%
Each USD of equity produced 14 cents of profit this year.
Returned to shareholders
USD 16.3M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 16.3M
Net buybacks—
Share of profit13.8%
Consecutive raises—
USD 16.3M in dividends — 14% of the year's profit went back to shareholders.
Growth
+5.3% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+12.2%
+5.3%
+4.4%
+5.8%
Net income
+98.9%
+2.9%
+6.3%
EPS, diluted
+96.6%
+2.4%
+6.3%
Dividend / share
+0.5%
−10.9%
−2.9%
+0.4%
Returned to shareholders
+0.9%
−12.2%
−2.8%
−2.0%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.03B
Shares outstanding, FY2025
Change, 5 years+1.9%
Change, 10 years+1.5%
The share count grew 2% in five years — the same company, cut into more, smaller slices.
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Balance sheet
USD 3.8B
total assets, end of FY2025
Total assetsUSD 3.8B
EquityUSD 941.2M
CashUSD 156.3M
Equity funds 25% of total assets.
History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
1.4
1.3
1.1
1.0
1.1
1.1
1.2
1.1
1.1
1.0
0.9
0.9
0.9
0.8
0.7
0.6
0.6
Operating income $B
0.1
0.1
−0.0
0.0
0.1
−0.2
0.0
−0.0
0.0
0.1
0.1
0.1
0.1
·
·
·
·
EBITDA $B
0.2
0.1
−0.0
0.0
0.1
−0.2
0.0
−0.0
0.0
0.1
0.1
0.1
0.1
·
·
·
·
Income tax $B
0.0
0.0
−0.0
−0.0
0.0
−0.1
0.0
−0.0
−0.0
0.0
0.0
0.0
0.0
0.0
−0.0
0.0
−0.0
Net income $B
0.1
0.1
−0.0
0.0
0.1
−0.1
0.0
0.0
0.1
0.0
0.1
0.1
0.1
0.0
0.0
0.0
−0.0
EPS, diluted $
4.48
2.39
−1.18
0.59
·
−4.50
0.58
1.08
1.99
1.93
3.53
2.32
2.98
1.58
0.00
1.80
−0.39
Dividend / sh $
0.64
0.64
0.64
0.63
0.60
1.14
1.30
4.21
1.09
0.97
0.86
0.78
0.69
0.60
0.60
0.60
0.60
Payout %
14
26
−54
106
19
−25
220
381
54
49
24
33
23
38
140973
33
−153
ROE %
13.7
8.2
−4.0
1.9
9.5
−13.0
1.6
3.0
5.3
5.5
10.5
7.4
10.1
5.6
0.0
6.8
−1.6
Shares out B
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.02
0.03
0.03
0.03
0.03
0.03
0.03
0.03
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
31 of 31
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed