NYSE · ACCIDENT & HEALTH INSURANCE · LARGE CAP
Unum Group UNM
19 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY8 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
$13.1B
▲ 1.5% vs FY2024
Dividend streak
8 yrs
Raised every year since 2018
EPS · FY25
$4.27
Dividend / sh · FY25
$1.76
Payout · FY25
41%
ROE · FY25
6.7%
Net margin · FY25
5.6%
Dividend coverage
2.4×
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Result
USD 13.1B
Revenue, FY2025 · full 19-year series below
Revenue
Net income
6 cents of every revenue dollar became profit this year.
Per share
USD 4.27
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 2.4 times — the rest stayed in the company.
Profitability
6.7%
Return on equity, FY2025
ROE
Operating margin7.1%
Net margin5.6%
Return on assets1.2%
Each USD of equity produced 7 cents of profit this year.
Returned to shareholders
USD 1.3B
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 306.2M
Net buybacksUSD 1.0B
Share of profit177.6%
Consecutive raises8 years
USD 306.2M in dividends and USD 1.0B in buybacks — 178% of the year's profit, so the payout drew on cash built up earlier.
Growth
−0.1% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+2.9%
−0.1%
+2.0%
+1.7%
Net income
−19.3%
−1.4%
−1.6%
−1.2%
EPS, diluted
−15.0%
+1.9%
+2.0%
+3.1%
Dividend / share
+11.8%
+9.1%
Returned to shareholders
+42.8%
+41.4%
+8.4%
+7.2%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
—
Shares outstanding, FY2025
Change, 5 years—
Change, 10 years—
A share split breaks the comparison across the period, so we leave it out.
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Balance sheet
USD 63.5B
total assets, end of FY2025
Total assetsUSD 63.5B
EquityUSD 11.1B
CashUSD 158.2M
Gross debtUSD 3.8B
Net debtUSD 3.6B
Net debt stands at 32% of equity.
History
19 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Revenue $B
13.1
12.9
12.4
12.0
12.0
13.2
12.0
11.6
11.3
11.0
10.7
10.5
10.4
10.5
10.3
10.2
10.1
10.0
10.5
Operating income $B
0.9
2.3
1.6
1.8
1.3
1.0
·
·
·
·
·
·
1.2
1.2
1.3
1.3
1.3
·
·
EBITDA $B
1.1
2.4
1.7
1.9
1.4
1.1
·
·
·
·
·
·
1.3
1.3
1.8
1.8
1.9
·
·
Income tax $B
0.2
0.5
0.4
0.3
0.3
0.2
0.3
0.1
0.4
0.4
0.4
0.1
0.4
0.4
0.0
0.4
0.4
0.3
0.3
Net income $B
0.7
1.8
1.3
1.4
1.0
0.8
1.1
0.5
1.0
0.9
0.9
0.4
0.8
0.9
0.3
0.9
0.9
0.6
0.7
EPS, diluted $
4.27
9.46
6.50
6.96
4.79
3.89
5.24
2.38
4.37
3.95
3.50
1.57
3.19
3.17
0.94
2.69
2.57
1.62
1.91
Dividend / sh $
1.76
1.57
1.39
1.26
1.17
1.14
1.09
0.98
0.86
·
·
·
·
·
·
·
·
·
·
Payout %
41
17
22
18
24
29
21
41
20
20
20
40
17
15
43
13
12
19
15
ROE %
6.7
17.3
14.0
19.1
11.6
7.6
11.8
5.8
10.7
10.6
10.1
4.7
9.8
10.7
3.4
10.3
11.4
7.7
8.4
Shares out B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
36 of 36
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed