NASDAQ · NATIONAL COMMERCIAL BANKS · LARGE CAP
Wafd, Inc. WAFD
18 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY7 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
$29.6M
▲ 7.8% vs FY2024
Dividend streak
7 yrs
Raised every year since 2019
EPS · FY25
$2.63
Dividend / sh · FY25
$1.07
Payout · FY25
37%
ROE · FY25
7.5%
Net margin · FY25
762.5%
Dividend coverage
2.5×
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Result
USD 29.6M
Revenue, FY2025 · full 18-year series below
Revenue
Net income
762 cents of every revenue dollar became profit this year.
Per share
USD 2.63
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 2.5 times — the rest stayed in the company.
Profitability
7.5%
Return on equity, FY2025
ROE
Operating margin976.9%
Net margin762.5%
Return on assets0.8%
Each USD of equity produced 7 cents of profit this year.
Returned to shareholders
USD 182.6M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 84.6M
Net buybacksUSD 98.0M
Share of profit80.8%
Consecutive raises7 years
USD 84.6M in dividends and USD 98.0M in buybacks — 81% of the year's profit went back to shareholders.
Growth
+4.6% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+4.6%
+4.6%
Net income
−1.5%
+5.4%
+3.5%
+4.4%
EPS, diluted
−8.1%
+3.1%
+4.6%
+6.3%
Dividend / share
+4.0%
+4.2%
+7.1%
+11.8%
Returned to shareholders
+42.6%
+0.5%
+0.4%
+15.0%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.08B
Shares outstanding, FY2025
Change, 5 years+3.3%
Change, 10 years−15.9%
The share count grew 3% in five years — the same company, cut into more, smaller slices.
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Balance sheet
USD 26.7B
total assets, end of FY2025
Total assetsUSD 26.7B
EquityUSD 3.0B
CashUSD 657.3M
DepositsUSD 21.4B
Equity funds 11% of total assets.
History
18 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Revenue $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
·
·
·
·
Operating income $B
0.3
0.3
0.3
0.3
0.2
0.2
0.3
0.3
0.3
0.2
0.2
0.2
0.2
0.2
·
·
·
·
EBITDA $B
0.3
0.4
0.3
0.4
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.1
0.1
0.1
0.1
0.0
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
Net income $B
0.2
0.2
0.3
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.1
0.1
0.1
0.0
0.1
EPS, diluted $
2.63
2.50
3.72
3.39
2.39
2.26
2.61
2.40
1.94
1.78
1.67
1.55
1.45
1.29
1.00
1.05
0.46
0.71
Dividend / sh $
1.07
1.03
0.99
0.95
0.91
0.87
0.79
0.67
0.84
0.55
0.54
0.41
0.36
0.32
0.24
0.20
0.20
0.84
Payout %
37
37
25
26
36
38
30
27
43
30
32
27
25
23
23
19
39
118
ROE %
7.5
7.4
11.0
10.7
8.9
8.6
10.4
10.2
8.7
8.3
8.2
8.0
7.9
7.3
5.9
6.6
3.1
4.7
Shares out B
0.08
0.08
0.06
0.07
0.07
0.08
0.08
0.08
0.09
0.09
0.09
0.10
0.10
0.11
0.11
0.11
0.11
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
35 of 35
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed