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MARKETS / Financials / Banks / WBS
NATIONAL COMMERCIAL BANKS · LARGE CAP

Webster Financial Corp. WBS

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$2.9B
▲ 11.9% YoY
$1.0B
▲ 30.5% YoY
$1.0B
▼ 26.3% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

The Bank is a commercial bank with a national bank charter focused on providing financial products and services to businesses, individuals, and families. As of December 31, 2025, the Company had $84.1 billion in total consolidated assets. Its core footprint spans the Northeast from the New York metropolitan area to Rhode Island and Massachusetts, though certain businesses operate in extended geographies. The Company's operations are organized into three reportable segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. Consumer Banking delivers financial solutions to individuals, families, and small to mid-sized businesses across 195 banking centers located throughout the Northeast. The Company is incorporated under the laws of Delaware, dating to 1986, and is headquartered in Stamford, Connecticut.

Written from the business description in Webster Financial Corporation's annual report to the U.S. Securities and Exchange Commission, filed 27 February 2026. Every sentence was checked against that document before publication.

Growth

USD 2.9B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 2.9 · Net income 1.0
2B3B
2008201120142017202020232025
Compound annual growth
+5.4%
+15.9%
+35.4%
+17.2%
+19.2%
+16.6%
+0.0%
+14.8%
+31.2%
+25.3%
+45.4%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

35 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 50.7% · Net 34.6%
20%40%
200820162025
ROE
FY2025 · ROE 10.8%
5%10%-5%-10%-15%
200820162025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.
Gross margin·
Operating margin50.7%
Net margin34.6%
EBITDAUSD 1.5B

Each USD of equity produced 11 cents of profit this year.

Cash & shareholders

USD 860.4M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 1.0
0.5B1.0B
200820162025
Net buybacks $M Dividends $M
FY2025 · Dividends 266.8 · Net buybacks 593.6
400M800M-50M-100MDividendsNet buybacks
2008201120142017202020232025
Dividends paidUSD 266.8M
Net buybacksUSD 593.6M
Share of profit85.8%
Consecutive raises·

USD 266.8M in dividends and USD 593.6M in buybacks — 86% of the year's profit went back to shareholders.

Total assetsUSD 84.1B
EquityUSD 9.5B
CashUSD 2.4B
Gross debtUSD 739.5M
Net debtUSD -1.7B
DepositsUSD 68.8B

The company holds more cash than debt.

The 18-year record

18 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
WBS, 18-year financial record
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B2.92.62.72.5◌◌◌◌◌◌◌◌◌◌◌◌◌◌
Operating income $B1.51.21.21.10.50.40.50.50.4◌◌◌◌◌◌◌◌◌
EBITDA $B1.51.31.31.20.50.50.60.50.4◌◌◌◌◌◌◌◌◌
Income tax $B0.30.20.20.20.10.10.10.10.10.10.10.10.10.10.10.0−0.1−0.1
Net income $B1.00.80.90.60.40.20.40.40.30.20.20.20.20.20.20.1−0.1−0.3
Free cash flow $B1.01.40.91.30.70.40.30.40.40.40.30.20.40.20.20.30.10.5
EPS, diluted $5.904.374.913.724.422.354.063.812.672.162.132.081.861.861.610.57−2.16−6.43
Dividend / sh $1.601.60◌◌◌◌◌◌◌0.980.890.750.550.350.160.040.041.20
Payout %273632383566373237434034271894−3−20
ROE %10.88.610.411.212.36.812.612.99.88.48.68.88.38.88.43.9−4.0−17.0
Shares out B0.160.170.170.170.090.090.090.090.090.090.090.09◌◌◌◌◌◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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UNH · BRK-A · BRK-B · CI · ELV · CNC
Provenance

Company facts, as filed

How we verify · 0 failures in 52 reconciliationsAUDITED

Reconciled in 18 of the 18 fiscal years we could check. Two checks were skipped: the share count is not tagged before 2009. Two checks were skipped: the balance sheet is not tagged before 2009.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityNational Commercial Banks
Listed onnot stated in the filings
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2008

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