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MARKETS / NYSE / WBS
NYSE · NATIONAL COMMERCIAL BANKS · LARGE CAP

Webster Financial Corp. WBS

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$238.0M
▼ 3.1% YoY
$1.0B
▲ 30.5% YoY
$1.0B
▼ 26.3% YoY
In brief

What this company does

The Bank is a commercial bank with a national bank charter focused on providing financial products and services to businesses, individuals, and families. As of December 31, 2025, the Company had $84.1 billion in total consolidated assets. Its core footprint spans the Northeast from the New York metropolitan area to Rhode Island and Massachusetts, though certain businesses operate in extended geographies. The Company's operations are organized into three reportable segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. Consumer Banking delivers financial solutions to individuals, families, and small to mid-sized businesses across 195 banking centers located throughout the Northeast. The Company is incorporated under the laws of Delaware, dating to 1986, and is headquartered in Stamford, Connecticut.

Written from the business description in Webster Financial Corporation's annual report to the U.S. Securities and Exchange Commission, filed 27 February 2026. Every sentence was checked against that document before publication.

Growth
USD 238.0M
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 0.2 · Net income 1.0
0.4B0.8B2008201120142017202020232025
Compound annual growth
−4.0%
+3.7%
+15.9%
+35.4%
+17.2%
+19.2%
+16.6%
+0.0%
+14.8%
+31.2%
+25.3%
+45.4%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +3.7% a year over five years — but profit grew faster: net income at +35.4%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
421 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 617.8% · Net 421.4%
200%400%600%2008201120142017202020232025
ROE
FY2025 · ROE 10.8%
5%10%-1%-2%-3%2008201120142017202020232025

Each USD of equity produced 11 cents of profit this year.

Cash & shareholders
USD 860.4M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 1.0
0.5B1.0B2008201120142017202020232025
Net buybacks $M Dividends $M
FY2025 · Dividends 266.8 · Net buybacks 593.6
400M800M-40M-80MDividendsNet buybacks2008201120142017202020232025

USD 266.8M in dividends and USD 593.6M in buybacks — 86% of the year's profit went back to shareholders.

Total assetsUSD 84.1B
EquityUSD 9.5B
CashUSD 2.4B
Gross debtUSD 739.5M
Net debtUSD -1.7B
DepositsUSD 68.8B

The company holds more cash than debt.

The 18-year record
18 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B0.20.20.20.30.20.20.20.20.20.2········
Operating income $B1.51.21.21.10.50.40.50.50.4·········
EBITDA $B1.51.31.31.20.50.50.60.50.4·········
Income tax $B0.30.20.20.20.10.10.10.10.10.10.10.10.10.10.10.0−0.1−0.1
Net income $B1.00.80.90.60.40.20.40.40.30.20.20.20.20.20.20.1−0.1−0.3
Free cash flow $B1.01.40.91.30.70.40.30.40.40.40.30.20.40.20.20.30.10.5
EPS, diluted $5.904.374.913.724.422.354.063.812.672.162.132.081.861.861.610.57−2.16−6.43
Dividend / sh $1.601.60·······0.980.890.750.550.350.160.040.041.20
Payout %273632383566373237434034271894−3−20
ROE %10.88.610.48.0·······9.08.38.88.43.9−3.9·
Shares out B0.160.170.170.170.090.090.090.090.090.090.090.09······

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 52 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 5 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityNational Commercial Banks
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2008

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