NASDAQ · PERSONAL CREDIT INSTITUTIONS · MID CAP
World Acceptance Corp. WRLD
17 fiscal years on record · USD · FY2025 reported · SEC filings only
In brief
What this company does
Written from the business description in WORLD ACCEPTANCE CORP's annual report to the U.S. Securities and Exchange Commission, filed 4 June 2026. Every sentence was checked against that document before publication.
Growth
USD 585.2M
Revenue, FY2025 · full 17-year series below
Revenue $M
Net income $M
FY2025 · Revenue 585.2 · Net income 34.6
Compound annual growth
−1.7%
+2.1%
+0.5%
+1.2%
+17.7%
−17.1%
−8.9%
−6.3%
+24.1%
−12.3%
−3.7%
+1.3%
+111.7%
+7.5%
+7.9%
3 yrs
5 yrs
10 yrs
15 yrs
Revenue compounded at +2.1% a year over five years.
Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.
Profitability
6 cents
of every revenue dollar became profit
Operating margin
Net margin
FY2025 · Operating 7.7% · Net 5.9%
ROE
FY2025 · ROE 8.8%
Each USD of equity produced 9 cents of profit this year.
The 17-year record
17 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue $B | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.5 | 0.6 | 0.5 | 0.5 | 0.5 | 0.6 | 0.6 | 0.6 | 0.6 | 0.5 | 0.5 | 0.4 |
| Operating income $B | 0.0 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | 0.1 | 0.0 | · | · | · | · | · | · | · | · |
| EBITDA $B | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 | · | · | · | · | · | · | · | · |
| Income tax $B | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 |
| Net income $B | 0.0 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Free cash flow $B | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
| EPS, diluted $ | 6.88 | 16.21 | 13.14 | 3.60 | 8.47 | 13.23 | 3.54 | 4.05 | 5.99 | 8.38 | 10.05 | 11.90 | 9.60 | 8.00 | 6.59 | 5.63 | 4.45 |
| Dividend / sh $ | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · |
| Payout % | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · |
| ROE % | 8.8 | 20.8 | 19.1 | 5.6 | 13.9 | 21.6 | 5.8 | 6.8 | 10.7 | 17.3 | 24.7 | 35.6 | 31.6 | 26.5 | 23.4 | 22.1 | 19.2 |
| Shares out B | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | · |
Slide the table for earlier years · "·" marks a figure not available in our data for that year.
Provenance
Company facts, as filed
How we verify · 0 failures in 50 reconciliationsAUDITED
Reconciled in 17 of 19 fiscal years. 7 checks could not be computed.
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityPersonal Credit Institutions
Listed onNASDAQ
Incorporated inSouth Carolina
Fiscal year endsMarch 31
Data on record since2009