XP Inc. XP
What this company does
Written from the business description in XP Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 29 April 2026. Every sentence was checked against that document before publication.
Revenue compounded at +15.6% a year over five years — but profit grew faster: net income at +33.1%, earnings per share at +31.3%.
The share count fell from 0.55B to 0.54B over the period.
Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.
Each BRL of equity produced 23 cents of profit this year.
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue BRL B | 7.4 | 6.5 | 5.9 | 6.2 | 5.0 | 3.6 | 2.1 | 1.3 |
| Operating income BRL B | · | · | · | · | · | · | · | · |
| EBITDA BRL B | · | · | · | · | · | · | · | · |
| Income tax BRL B | 0.5 | 0.0 | −0.1 | 0.2 | 0.3 | 0.5 | 0.2 | 0.2 |
| Net income BRL B | 4.5 | 3.9 | 3.6 | 3.6 | 2.1 | 1.1 | 0.5 | 0.4 |
| Free cash flow BRL B | 11.0 | 8.1 | 1.8 | −4.2 | 1.4 | −3.9 | −0.5 | 0.2 |
| EPS, diluted BRL | 8.23 | 7.16 | 6.25 | 6.26 | 3.71 | 2.11 | 0.94 | 0.85 |
| Dividend / sh BRL | · | · | · | · | · | · | · | · |
| Payout % | 45 | 91 | 0 | 0 | 0 | 46 | 70 | 46 |
| ROE % | 22.9 | 21.4 | 22.8 | 28.4 | 23.0 | 23.4 | 22.1 | · |
| Shares out B | 0.54 | 0.55 | 0.56 | 0.56 | 0.56 | 0.55 | 0.51 | 0.48 |
Slide the table for earlier years · "·" marks a figure not available in our data for that year.
This company against its peers
Reconciled in 8 of 19 fiscal years. 34 checks could not be computed.