NYSE · FINANCE SERVICES · SMALL CAP
Yiren Digital Ltd. YRD
13 fiscal years on record · CNY · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
¥5.7B
▼ 1.5% vs FY2024
EPS · FY25
¥0.31
Dividend / sh · FY25
—
Payout · FY25
501%
ROE · FY25
0.6%
Net margin · FY25
1.0%
Dividend coverage
—
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Result
CNY 5.7B
Revenue, FY2025 · full 13-year series below
Revenue
Net income
1 cents of every revenue dollar became profit this year.
Per share
CNY 0.31
Diluted EPS, FY2025
EPS
The company pays no cash dividend.
Profitability
0.6%
Return on equity, FY2025
ROE
Operating margin-103.9%
Net margin1.0%
Return on assets0.4%
Each CNY of equity produced 1 cents of profit this year.
Returned to shareholders
CNY 273.4M
returned in FY2025 · dividends + net buybacks
Dividends paidCNY 273.1M
Net buybacksCNY 223,000.00
Share of profit501.3%
Consecutive raises—
CNY 273.1M in dividends and CNY 223,000.00 in buybacks — 501% of the year's profit, so the payout drew on cash built up earlier.
Growth
+7.6% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+18.5%
+7.6%
+15.8%
Net income
−64.3%
−14.9%
EPS, diluted
−64.2%
Returned to shareholders
+314.6%
+145.7%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.17B
Shares outstanding, FY2025
Change, 5 years+4.0%
Change, 10 years—
The share count grew 4% in five years — the same company, cut into more, smaller slices.
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Balance sheet
CNY 13.5B
total assets, end of FY2025
Total assetsCNY 13.5B
EquityCNY 9.3B
CashCNY 3.3B
Gross debtCNY 9.1M
Net debtCNY -3.3B
The company holds more cash than debt.
History
13 fiscal years
Every figure from documents filed with the SEC · CNY
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
Revenue ¥B
5.7
5.8
4.9
3.4
4.5
4.0
8.6
11.2
11.5
3.2
1.3
0.2
0.0
Operating income ¥B
−5.9
−4.2
−2.3
1.6
1.2
−0.8
1.4
1.8
0.2
1.1
0.4
−0.0
·
EBITDA ¥B
−5.9
−4.1
−2.3
1.6
1.2
−0.7
1.5
1.9
0.3
1.1
0.4
−0.0
·
Income tax ¥B
−0.1
0.3
0.6
0.3
0.2
−0.1
0.2
0.2
0.4
−0.0
0.1
0.0
·
Net income ¥B
0.1
1.6
2.1
1.2
1.0
−0.7
1.2
1.6
−0.2
1.1
0.3
−0.0
−0.0
EPS, diluted ¥
0.31
9.06
11.64
6.81
6.06
−3.84
6.20
8.48
−1.03
9.39
2.74
−0.28
−0.08
Dividend / sh ¥
·
·
·
·
·
·
·
·
·
·
·
·
·
Payout %
501
8
·
·
·
·
·
7
−322
·
·
·
·
ROE %
0.6
18.0
29.5
22.0
24.0
−16.8
56.0
·
·
·
45.9
−22.8
−43.6
Shares out B
0.17
0.17
0.17
0.18
0.17
0.17
0.19
0.12
0.12
0.12
0.12
0.10
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
25 of 25
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed