NASDAQ · PERSONAL CREDIT INSTITUTIONS · LARGE CAP
Affirm Holdings, Inc. AFRM
7 fiscal years on record · USD · FY2024 reported
SEC FILINGS ONLY
Revenue · FY2024
$1.1B
▲ 34.9% vs FY2023
EPS · FY24
$0.15
Dividend / sh · FY24
—
Payout · FY24
—
ROE · FY24
1.8%
Net margin · FY24
4.7%
Dividend coverage
—
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Result
USD 1.1B
Revenue, FY2024 · full 7-year series below
Revenue
Net income
5 cents of every revenue dollar became profit this year.
Per share
USD 0.15
Diluted EPS, FY2024
EPS
The company pays no cash dividend.
Profitability
1.8%
Return on equity, FY2024
ROE
Operating margin-7.8%
Net margin4.7%
Return on assets0.5%
Each USD of equity produced 2 cents of profit this year.
Returned to shareholders
USD 250.0M
returned in FY2024 · dividends + net buybacks
Dividends paid—
Net buybacksUSD 250.0M
Share of profit479.1%
Consecutive raises—
USD 250.0M in buybacks — 479% of the year's profit, so the payout drew on cash built up earlier.
Growth
+32.2% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+25.8%
+32.2%
Returned to shareholders
+1327.2%
+67.7%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
—
Shares outstanding, FY2024
Change, 5 years—
Change, 10 years—
A share split breaks the comparison across the period, so we leave it out.
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Balance sheet
USD 11.2B
total assets, end of FY2024
Total assetsUSD 11.2B
EquityUSD 3.1B
CashUSD 1.4B
Gross debtUSD 7.6B
Net debtUSD 6.3B
Net debt stands at 204% of equity.
History
7 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2024
2023
2022
2021
2020
2019
2018
Revenue $B
1.1
0.8
0.6
0.6
0.4
0.3
0.1
Operating income $B
−0.1
−0.6
−1.2
−0.9
−0.4
−0.1
−0.1
EBITDA $B
0.1
−0.4
−1.1
−0.8
−0.4
−0.1
−0.1
Income tax $B
0.0
0.0
−0.0
−0.0
−0.0
0.0
0.0
Net income $B
0.1
−0.5
−1.0
−0.7
−0.4
−0.1
−0.1
EPS, diluted $
0.15
−1.67
−3.34
−2.51
−2.94
−2.63
−2.84
Dividend / sh $
·
·
·
·
·
·
·
Payout %
·
·
·
·
·
·
·
ROE %
1.8
−19.7
−38.2
−27.2
−39.9
·
·
Shares out B
·
·
·
·
·
0.05
0.04
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
13 of 13
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed