NYSE · COMMERCIAL BANKS, NEC · LARGE CAP
Banco Bilbao Vizcaya Argentaria, S.a. BBVA
11 fiscal years on record · EUR · FY2025 reported
SEC FILINGS ONLY
Dividend streak
2 yrs
Raised every year since 2024
EPS · FY25
€1.76
Dividend / sh · FY25
—
Payout · FY25
40%
ROE · FY25
—
Net margin · FY25
—
Dividend coverage
1.0×
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Result
—
Revenue, FY2025 · full 11-year series below
Revenue
Net income
Per share
EUR 1.76
Diluted EPS, FY2025
EPS
Dividend
Earnings covered only a fraction of the dividend — the rest came from cash or borrowing.
Profitability
—
Return on equity, FY2025
ROE
Operating margin—
Net margin—
Return on assets1.3%
Returned to shareholders
EUR 6.2B
returned in FY2025 · dividends + net buybacks
Dividends paidEUR 4.2B
Net buybacksEUR 2.0B
Share of profit58.9%
Consecutive raises2 years
EUR 4.2B in dividends and EUR 2.0B in buybacks — 59% of the year's profit went back to shareholders.
Growth
—
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Net income
+18.2%
+51.8%
+14.8%
EPS, diluted
+21.6%
+34.5%
+16.9%
Returned to shareholders
+6.3%
+27.0%
+4.1%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
—
Shares outstanding, FY2025
Change, 5 years—
Change, 10 years—
A share split breaks the comparison across the period, so we leave it out.
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Balance sheet
EUR 859.6B
total assets, end of FY2025
Total assetsEUR 859.6B
CashEUR 58.8B
History
11 fiscal years
Every figure from documents filed with the SEC · EUR
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Revenue €B
·
·
·
·
·
·
·
·
·
·
·
Operating income €B
16.2
15.3
12.4
10.4
7.5
5.2
7.2
6.8
7.2
6.9
6.3
EBITDA €B
17.7
16.9
13.8
11.7
8.7
6.4
8.6
5.8
5.8
5.4
5.0
Income tax €B
5.1
4.8
4.0
3.5
1.9
1.5
1.9
−2.0
−2.2
−1.7
−1.3
Net income €B
10.5
10.1
8.0
6.4
4.7
1.3
3.5
5.4
3.5
3.5
2.6
EPS, diluted €
1.76
1.68
1.29
0.98
0.63
0.40
0.58
0.64
0.46
0.49
0.37
Dividend / sh €
·
·
·
0.99
0.67
0.14
·
·
·
·
·
Payout %
40
39
35
34
20
82
61
39
48
46
33
ROE %
·
·
·
·
·
·
·
·
·
·
·
Shares out B
·
·
·
·
·
·
·
·
6.67
6.57
6.37
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
14 of 20
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 1 failures and 5 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed