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NYSE · STATE COMMERCIAL BANKS · MID CAP

Blue Ridge Bankshares, Inc. BRBS

8 fiscal years on record · USD · FY2025 reported · SEC filings only
$10.7M
$11.9M

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

The Company provides commercial and consumer banking and financial services through its wholly-owned bank subsidiary, Blue Ridge Bank, National Association (the “Bank”), and its wealth and trust management subsidiary, BRB Financial Group, Inc. (the “Financial Group”). The Company was incorporated under the laws of the Commonwealth of Virginia in July 1988. At December 31, 2025, the Bank operated twenty-seven full-service banking offices across its footprint, which stretches from the Shenandoah Valley across the Piedmont region through Richmond and into the coastal peninsulas and the Hampton Roads region of Virginia and into central North Carolina. The Bank serves businesses, professionals, consumers, nonprofits, and municipalities with a wide variety of financial services, including retail and commercial banking. The Company's primary source of revenue is interest income from its lending activities.

Written from the business description in Blue Ridge Bankshares, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 12 March 2026. Every sentence was checked against that document before publication.

Growth

·
Revenue, FY2025 · full 8-year series below
Revenue $M Net income $M
FY2020 · Revenue 111.3 · Net income 17.7
50M100M
2018202120242025
Compound annual growth
−14.8%
−9.6%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

·
Operating margin Net margin
FY2020 · Operating 20.4% · Net 15.9%
10%20%
201820212025
ROE
FY2025 · ROE 3.3%
10%20%-10%-20%
201820212025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 3 cents of profit this year.

Cash & shareholders

USD 22.6M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 11.9
40M80M-50M-100M
201820212025
Net buybacks $M Dividends $M
FY2025 · Dividends 22.6 · Net buybacks ·
10M20M
20182019202020212022202320242025

USD 22.6M in dividends — 211% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 2.4B
DepositsUSD 1.9B

Not available: we don't have the total debt figure for this period.

The 8-year record

8 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
BRBS, 8-year financial record
Metric 20252024202320222021202020192018
Revenue $B◌◌◌◌◌0.10.00.0
Operating income $B0.0−0.0−0.10.00.10.00.00.0
EBITDA $B0.0−0.0−0.10.00.10.00.00.0
Income tax $B0.0−0.0−0.00.00.00.00.00.0
Net income $B0.0−0.0−0.10.00.10.00.00.0
Free cash flow $B0.0−0.00.00.10.1−0.1−0.0−0.0
EPS, diluted $0.11−0.31−2.730.922.942.051.101.64
Dividend / sh $◌◌◌◌◌0.430.570.54
Payout %211−0−95314145433
ROE %3.3−6.0−23.86.627.317.77.011.6
Shares out B0.090.080.020.020.020.010.010.00

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 0 failures in 24 reconciliationsAUDITED

Reconciled in 8 of the 8 fiscal years we could check. 11 checks were skipped: the balance sheet is not tagged before 2018. 11 checks were skipped: EPS is not tagged before 2018.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityState Commercial Banks
Listed onNYSE
Incorporated inVirginia
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2018

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