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NYSE · BLANKBOOKS, LOOSELEAF BINDERS & BOOKBINDG & RELATD WORK · LARGE CAP

Deluxe Corp. DLX

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$2.1B
▲ 0.5% YoY
$82.1M
▲ 55.5% YoY
$175.3M
▲ 75.3% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Deluxe Corporation delivers its products and services through four business segments, primarily catering to clients and customers across North America. The Merchant Services segment offers payment processing services for small and medium-sized retail and service businesses, as well as nonprofit and government organizations, encompassing credit card, debit card, and electronic benefit transaction processing, along with check guarantee and conversion. The B2B Payments segment integrates accounts receivable and accounts payable functionalities with automation technologies, and supports the entire disbursement and order-to-cash process, including managing exceptions, applying cash, and overseeing collections. The Data Solutions segment's data-driven marketing business leverages data and analytics to help clients acquire and cross-sell customers through targeted marketing campaigns. The Print segment manufactures and distributes checks for both businesses and consumers, using banks and direct sales channels. In 2025, Deluxe Corporation marked its 110th anniversary.

Written from the business description in DELUXE CORP's annual report to the U.S. Securities and Exchange Commission, filed 13 February 2026. Every sentence was checked against that document before publication.

Growth

USD 2.1B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 2.1 · Net income 0.1
1B2B
2008201120142017202020232025
Compound annual growth
−1.6%
+3.6%
+1.9%
+2.8%
+7.9%
+73.4%
−9.3%
−4.0%
+6.3%
+74.9%
−8.5%
−3.3%
+0.0%
+0.0%
+0.0%
+1.2%
+1.6%
−3.1%
−7.4%
+0.1%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +3.6% a year over the five years to FY2025 — but profit grew faster: net income at +73.4%, earnings per share at +74.9%.

The share count rose from 0.04B to 0.04B over the period.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

4 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 10.9% · Net 3.9%
10%20%-5%-10%
200820162025
ROE
FY2025 · ROE 12.6%
50%100%150%-10%-20%-30%
200820162025
Three returns, three denominators.

Each USD of equity produced 13 cents of profit this year.

Cash & shareholders

USD 55.2M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 175.3
150M300M
200820162025
Net buybacks $M Dividends $M
FY2025 · Dividends 55.2 · Net buybacks ·
100M200MDividendsNet buybacks
2008201120142017202020232025

USD 55.2M in dividends — 67% of the year's profit went back to shareholders.

Total assetsUSD 2.9B
CashUSD 36.9M
Gross debtUSD 1.4B
Net debtUSD 1.4B
Current ratio1.04×

Net debt stands at 205% of equity.

The 18-year record

18 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
DLX, 18-year financial record
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B2.12.12.22.22.01.82.02.02.01.81.81.71.61.51.41.41.31.5
Operating income $B0.20.20.20.20.10.0−0.20.20.30.40.40.30.30.30.30.30.20.2
EBITDA $B0.40.40.30.30.30.2−0.10.40.50.50.40.40.40.40.30.40.30.2
Income tax $B0.00.00.00.00.00.00.00.10.10.10.10.10.10.10.10.10.10.1
Net income $B0.10.10.00.10.10.0−0.20.10.20.20.20.20.20.20.10.20.10.1
Free cash flow $B0.20.10.1◌◌◌0.20.30.30.30.30.20.20.20.20.2◌◌
EPS, diluted $1.801.180.591.501.450.11−5.203.164.724.654.363.963.653.322.802.961.941.97
Dividend / sh $1.201.201.201.201.201.201.201.201.201.201.201.151.001.001.001.001.001.00
Payout %671032048182968−233825262729273035345251
ROE %12.68.64.311.111.51.0−30.115.524.328.231.433.438.046.454.788.9116.7191.5
Shares out B0.040.040.040.040.040.040.040.040.050.050.050.050.050.050.050.050.050.05

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

Compare

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Provenance

Company facts, as filed

How we verify · 0 failures in 86 reconciliationsAUDITED

Reconciled in 18 of the 18 fiscal years we could check. Four checks were skipped: the balance sheet is not tagged before 2009. Two checks were skipped: the share count is not tagged before 2009. One check was skipped: revenue is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityBlankbooks, Looseleaf Binders & Bookbindg & Relatd Work
Listed onNYSE
Incorporated inMinnesota
Fiscal year endsDecember 31
Data on record since2008

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