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MARKETS / NYSE / DLX
NYSE · BLANKBOOKS, LOOSELEAF BINDERS & BOOKBINDG & RELATD WORK · LARGE CAP

Deluxe Corp. DLX

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$2.1B
▲ 0.5% YoY
$82.1M
▲ 55.5% YoY
$175.3M
▲ 75.3% YoY
In brief

What this company does

Deluxe Corporation delivers its products and services through four business segments, primarily catering to clients and customers across North America. The Merchant Services segment offers payment processing services for small and medium-sized retail and service businesses, as well as nonprofit and government organizations, encompassing credit card, debit card, and electronic benefit transaction processing, along with check guarantee and conversion. The B2B Payments segment integrates accounts receivable and accounts payable functionalities with automation technologies, and supports the entire disbursement and order-to-cash process, including managing exceptions, applying cash, and overseeing collections. The Data Solutions segment's data-driven marketing business leverages data and analytics to help clients acquire and cross-sell customers through targeted marketing campaigns. The Print segment manufactures and distributes checks for both businesses and consumers, using banks and direct sales channels. In 2025, Deluxe Corporation marked its 110th anniversary.

Written from the business description in DELUXE CORP's annual report to the U.S. Securities and Exchange Commission, filed 13 February 2026. Every sentence was checked against that document before publication.

Growth
USD 2.1B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 2.1 · Net income 0.1
0.8B1.6B2008201120142017202020232025
Compound annual growth
−1.6%
+3.6%
+1.9%
+2.8%
+7.9%
+73.4%
−9.3%
−4.0%
+6.3%
+74.9%
−8.5%
−3.3%
+0.0%
+0.0%
+0.0%
+1.2%
+1.6%
−3.1%
−7.4%
+0.1%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +3.6% a year over five years — but profit grew faster: net income at +73.4%, earnings per share at +74.9%.

The share count rose from 0.04B to 0.04B over the period.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
4 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 10.9% · Net 3.9%
10%20%-5%-10%2008201120142017202020232025
ROE
FY2020 · ROE 0.9%
50%100%150%-10%-20%-30%2008201120142017202020232025

Cash & shareholders
USD 55.2M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 175.3
100M200M2008201120142017202020232025
Net buybacks $M Dividends $M
FY2025 · Dividends 55.2 · Net buybacks —
100M200MDividendsNet buybacks2008201120142017202020232025

USD 55.2M in dividends — 67% of the year's profit went back to shareholders.

Total assetsUSD 2.9B
CashUSD 36.9M
Gross debtUSD 1.4B
Net debtUSD 1.4B
Current ratio1.04×

Not available: we don't have the shareholders' equity figure for this period.

The 18-year record
18 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B2.12.12.22.22.01.82.02.02.01.81.81.71.61.51.41.41.31.5
Operating income $B0.20.20.20.20.10.0−0.20.20.30.40.40.30.30.30.30.30.20.2
EBITDA $B0.40.40.30.30.30.2−0.10.40.50.50.40.40.40.40.30.40.30.2
Income tax $B0.00.00.00.00.00.00.00.10.10.10.10.10.10.10.10.10.10.1
Net income $B0.10.10.00.10.10.0−0.20.10.20.20.20.20.20.20.10.20.10.1
Free cash flow $B0.20.10.1···0.20.30.30.30.30.20.20.20.20.2··
EPS, diluted $1.801.180.591.501.450.11−5.203.164.724.654.363.963.653.322.802.961.941.97
Dividend / sh $1.201.201.201.201.201.201.201.201.201.201.201.151.001.001.001.001.001.00
Payout %671032048182968−233825262729273035345251
ROE %·····0.9−30.115.524.328.231.433.438.046.454.788.9116.7191.5
Shares out B0.040.040.040.040.040.040.040.040.050.050.050.050.050.050.050.050.050.05

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Compare

This company against its peers

Provenance
Company facts, as filed
How we verify · 0 failures in 86 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 8 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityBlankbooks, Looseleaf Binders & Bookbindg & Relatd Work
Listed onNYSE
Incorporated inMinnesota
Fiscal year endsDecember 31
Data on record since2008

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