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First Citizens Bancshares Inc. FCNCB

18 fiscal years on record · USD · FY2025 reported · SEC filings only
3 YEARS OF DIVIDEND GROWTH
$9.5B
▼ 2.2% YoY
$2.2B
▼ 20.6% YoY
$2.2B
▼ 13.5% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Growth

USD 9.5B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 9.5 · Net income 2.2
10B20B
2008201120142017202020232025
Compound annual growth
+23.4%
+26.2%
+35.0%
+26.5%
+17.6%
+34.8%
+54.4%
+34.1%
+54.3%
+67.8%
+44.7%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

23 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 31.1% · Net 23.1%
20%40%60%
200820162025
ROE
FY2025 · ROE 9.9%
20%40%60%
200820162025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 10 cents of profit this year.

Cash & shareholders

USD 3.2B
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 2.2
1.0B2.0B-0.1B-0.3B
200820162025
Net buybacks $B Dividends $B
FY2025 · Dividends 0.2 · Net buybacks 3.0
2B3BDividendsNet buybacks
2008201120142017202020232025
Dividends paidUSD 161.0M
Net buybacksUSD 3.0B
Share of profit144.5%
Consecutive raises3 years (since the 2022 share-count change)

USD 161.0M in dividends and USD 3.0B in buybacks — 145% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 229.7B
EquityUSD 22.2B
CashUSD 801.0M
Gross debtUSD 36.0B
Net debtUSD 35.2B
DepositsUSD 161.6B

Net debt stands at 158% of equity.

The 18-year record

18 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
FCNCB, 18-year financial record
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B9.59.818.85.1◌◌◌◌◌◌◌◌◌◌◌◌◌◌
Operating income $B3.03.612.11.40.70.60.60.50.50.40.30.20.30.20.30.30.2◌
EBITDA $B3.33.912.31.50.80.70.70.60.60.40.40.30.30.30.40.40.2◌
Income tax $B0.80.80.60.30.20.10.10.10.20.10.10.10.10.10.10.10.1◌
Net income $B2.22.811.51.10.50.50.50.40.30.20.20.10.20.10.20.20.10.1
Free cash flow $B2.22.62.32.6−0.40.20.50.30.30.10.10.10.30.10.30.00.10.1
EPS, diluted $165.24189.41784.5167.4053.8847.50◌◌◌◌◌◌◌◌◌◌◌◌
Dividend / sh $7.956.873.892.161.881.671.601.451.251.201.201.201.201.201.201.20◌◌
Payout %761886444698512661113
ROE %9.912.874.215.212.212.612.911.710.27.77.65.88.57.110.911.77.76.3

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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Provenance

Company facts, as filed

How we verify · 0 failures · 1 divergence in 51 reconciliationsAUDITED

Reconciled in 17 of the 18 fiscal years we could check. 1 of those reconciliations are divergences — the figures exist but don't fit the formula this check expects; that isn't the same as an error. Four checks were skipped: EPS is not tagged before 2011. Two checks were skipped: the balance sheet is not tagged before 2009.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures1 divergent
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2007

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