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MARKETS / NYSE / FOA
NYSE · MORTGAGE BANKERS & LOAN CORRESPONDENTS · MID CAP

Finance of America Companies Inc. FOA

6 fiscal years on record · USD · FY2025 reported · SEC filings only
$497.4M
▲ 26.1% YoY
$45.2M
▲ 192.1% YoY
In brief

What this company does

Finance of America Companies Inc. is principally focused on offering reverse mortgage loan products and certain traditional home equity loan products throughout the U.S. As of December 31, 2025, the company had 784 U.S.-based employees. Its business operates through two reportable segments, Retirement Solutions and Portfolio Management. FOA was incorporated in Delaware on October 9, 2020 and became a publicly-traded company on the New York Stock Exchange (“NYSE”) in April 2021, with trading beginning on April 5, 2021.

Written from the business description in Finance of America Companies Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 13 March 2026. Every sentence was checked against that document before publication.

Growth
USD 497.4M
Revenue, FY2025 · full 6-year series below
Revenue $B Net income $B
FY2025 · Revenue 0.5 · Net income 0.0
0.8B1.6B201920202022202320242025
Compound annual growth
+111.3%
−22.7%
−38.6%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at −22.7% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
21 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 22.7% · Net 20.7%
-500%-1000%201920202022202320242025
ROE

No chart to show — the reason differs by year; see each year in the table below.

Cash & shareholders
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2022 · FCF 1.4
0.50B1.00B-0.25B-0.50B201920202022202320242025

Total assetsUSD 30.7B
CashUSD 89.5M
Gross debtUSD 357.5M
Net debtUSD 268.0M

Not available: we don't have the shareholders' equity figure for this period.

The 6-year record
6 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 202520242023202220202019
Revenue $B0.50.40.20.11.80.9
Operating income $B0.10.0−0.2−0.30.50.1
EBITDA $B0.20.1−0.1−0.30.50.1
Income tax $B0.00.0−0.0−0.00.00.0
Net income $B0.00.0−0.1−0.20.50.1
Free cash flow $B···1.4−0.70.1
EPS, diluted $3.741.18−9.77−3.12··
Dividend / sh $······
Payout %······
ROE %······
Shares out B····0.010.01

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 20 reconciliationsAUDITED

Reconciled in 7 of 19 fiscal years. 56 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityMortgage Bankers & Loan Correspondents
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2019

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