NASDAQ · PERSONAL CREDIT INSTITUTIONS · SMALL CAP
Open Lending Corporation LPRO
8 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$93.2M
▲ 288.0% vs FY2024
EPS · FY25
$-0.04
Dividend / sh · FY25
—
Payout · FY25
—
ROE · FY25
-5.5%
Net margin · FY25
-4.5%
Dividend coverage
—
Advertisement
AdSense · Leaderboard 728×90320×100
Result
USD 93.2M
Revenue, FY2025 · full 8-year series below
Revenue
Net income
The company lost 5 cents on every revenue dollar this year.
Per share
USD -0.04
Diluted EPS, FY2025
EPS
The company pays no cash dividend.
Profitability
-5.5%
Return on equity, FY2025
ROE
Operating margin-5.4%
Net margin-4.5%
Return on assets-1.6%
Each USD of equity lost 6 cents this year.
Returned to shareholders
USD 4.9M
returned in FY2025 · dividends + net buybacks
Dividends paid—
Net buybacksUSD 4.9M
Share of profit-115.3%
Consecutive raises—
USD 4.9M in buybacks went back to shareholders in a year without profit.
Growth
−3.1% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−19.6%
−3.1%
Returned to shareholders
−35.3%
−51.0%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.12B
Shares outstanding, FY2025
Change, 5 years−7.2%
Change, 10 years—
The share count shrank 7% in five years — the same company, cut into fewer, larger slices.
Advertisement
AdSense · Leaderboard 728×90300×250
Balance sheet
USD 236.7M
total assets, end of FY2025
Total assetsUSD 236.7M
EquityUSD 75.0M
CashUSD 176.6M
Gross debtUSD 84.8M
Net debtUSD -91.8M
Current ratio4.52×
The company holds more cash than debt.
History
8 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
Revenue $B
0.1
0.0
0.1
0.2
0.2
0.1
0.1
0.1
Operating income $B
−0.0
−0.1
0.0
0.1
0.2
0.1
0.1
0.0
EBITDA $B
−0.0
−0.1
0.0
0.1
0.2
0.1
0.1
0.0
Income tax $B
−0.0
0.1
0.0
0.0
0.0
0.0
−0.0
0.0
Net income $B
−0.0
−0.1
0.0
0.1
0.1
−0.1
0.1
0.0
EPS, diluted $
−0.04
−1.13
0.18
0.53
1.16
−1.09
−2.97
−1.17
Dividend / sh $
·
·
·
·
·
·
·
·
Payout %
·
·
·
0
0
−139
68
67
ROE %
−5.5
−95.2
10.5
35.8
157.4
·
·
·
Shares out B
0.12
0.12
0.12
0.12
0.13
0.02
0.04
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
30 of 30
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed