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MARKETS / NYSE / SAN
NYSE · COMMERCIAL BANKS, NEC · LARGE CAP

Banco Santander, S.a. SAN

11 fiscal years on record · EUR · FY2025 reported · SEC filings only
€14.1B
▲ 12.1% YoY
€-20.7B
Growth
Revenue, FY2025 · full 11-year series below
Revenue €B Net income €B
FY2017 · Revenue 74.2 · Net income 6.6
25.0B50.0B201520172019202120232025
Compound annual growth
+13.7%
+9.0%
+18.8%
+8.6%
+24.0%
+17.4%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
Operating margin Net margin
FY2017 · Operating 34.2% · Net 11.1%
10%20%30%201520172019202120232025
ROE
FY2020 · ROE -7.2%
2%4%6%-2%-4%-6%201520172019202120232025

Cash & shareholders
EUR 7.4B
returned in FY2025 · dividends + net buybacks
Free cash flow €B
FY2025 · FCF -20.7
20B40B-20B201520172019202120232025
Net buybacks €B Dividends €B
FY2025 · Dividends 3.3 · Net buybacks 4.1
2.5B5.0B-2.5B-5.0BDividendsNet buybacks201520172019202120232025

EUR 3.3B in dividends and EUR 4.1B in buybacks — 53% of the year's profit went back to shareholders.

Total assetsEUR 1.87T
CashEUR 152.3B

Not available: we don't have the total debt figure for this period.

The 11-year record
11 fiscal years
Every figure from documents filed with the SEC · EUR
row low → row highnegative
Metric 20252024202320222021202020192018201720162015
Revenue €B········74.274.271.9
Operating income €B····25.023.125.925.625.423.1·
EBITDA €B····27.726.028.928.128.025.5·
Income tax €B4.74.83.94.54.95.64.44.93.93.32.2
Net income €B14.112.611.19.68.1−8.86.57.86.66.26.0
Free cash flow €B−20.7−32.6−6.418.646.758.8−9.4−7.332.715.3−2.0
EPS, diluted0.900.770.650.540.44−0.540.350.430.400.400.40
Dividend / sh···········
Payout %2424201916−05840403725
ROE %·····−7.25.46.76.05.9·
Shares out B14.6915.1516.1816.7917.3417.3416.6216.2416.1414.5814.43

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 33 reconciliationsAUDITED

Reconciled in 11 of 19 fiscal years. 24 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityCommercial Banks, NEC
Listed onNYSE
Incorporated inoutside the United States — SEC code U3
Fiscal year endsDecember 31
Data on record since2015

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