NYSE · STATE COMMERCIAL BANKS · LARGE CAP
Tompkins Financial Corp. TMP
17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY16 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
$75.7M
▼ 4.5% vs FY2024
Dividend streak
16 yrs
Raised every year since 2010
EPS · FY25
$11.24
Dividend / sh · FY25
$3.13
Payout · FY25
22%
ROE · FY25
22.6%
Net margin · FY25
212.7%
Dividend coverage
3.6×
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Result
USD 75.7M
Revenue, FY2025 · full 17-year series below
Revenue
Net income
213 cents of every revenue dollar became profit this year.
Per share
USD 11.24
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 3.6 times — the rest stayed in the company.
Profitability
22.6%
Return on equity, FY2025
ROE
Operating margin296.9%
Net margin212.7%
Return on assets1.9%
Each USD of equity produced 23 cents of profit this year.
Returned to shareholders
USD 37.6M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 36.1M
Net buybacksUSD 1.5M
Share of profit23.4%
Consecutive raises16 years
USD 36.1M in dividends and USD 1.5M in buybacks — 23% of the year's profit went back to shareholders.
Growth
+2.9% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+0.8%
+2.9%
Net income
+23.7%
+15.7%
+10.7%
+11.0%
EPS, diluted
+24.0%
+16.7%
+11.3%
+8.9%
Dividend / share
+10.7%
+8.3%
+6.3%
+5.9%
Returned to shareholders
−8.4%
−1.6%
+2.7%
+6.6%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
—
Shares outstanding, FY2025
Change, 5 years—
Change, 10 years—
A share split breaks the comparison across the period, so we leave it out.
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Balance sheet
USD 8.7B
total assets, end of FY2025
Total assetsUSD 8.7B
CashUSD 132.8M
DepositsUSD 6.9B
History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
·
·
·
·
·
·
·
·
Operating income $B
0.2
0.1
0.0
0.1
0.1
0.1
0.1
·
0.1
0.1
0.1
·
·
·
·
·
·
EBITDA $B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.2
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
EPS, diluted $
11.24
4.97
0.66
5.89
6.05
5.20
5.37
5.35
3.43
3.91
3.87
3.48
3.46
2.43
3.20
3.11
2.96
Dividend / sh $
3.13
2.44
2.40
2.31
2.19
2.10
2.02
1.94
1.82
1.77
1.70
1.62
1.54
1.46
1.40
1.33
1.24
Payout %
22
49
363
39
36
40
37
36
53
45
43
46
44
61
44
43
41
ROE %
22.6
10.3
1.5
12.7
12.4
11.3
12.8
13.8
9.4
11.2
11.6
11.0
11.3
8.5
12.4
12.4
·
Shares out B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
32 of 32
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed